GSIS Benefits | Government Service Insurance System Philippines Benefits
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Being a member of the GSIS (Government Service Insurance System) is among the greatest rewards of working in the government here in the Philippines. It’s not only about having sustainable retirement pension but also being secured and insured in your entire lifetime career. In this hub, I’m gonna discuss and sum up the benefits of being a GSIS member.
After publishing about the SSS benefits, I’d like to say the GSIS benefits are more complex and would really amount to greater worth. Why do I say this? The pension benefits are in higher values compounded monthly and annually. Simply put, your private employer is not so better than the government. And there’s the risk of uncertain compensation from a private employer than the government. Bankrupt or not, the government will still be the government. In other words, the government who will back you up won’t disappear.
Another thing is that, there are more options regarding the pensions and lump sum amounts offered to members who will retire. The GSIS benefits and programs are more flexible and extend to the needs of the members. It’s not only about life insurance, loans and retirements. The launching the new GSIS ecard has been one of the most amazing things that’s been offered to the members. With it, you don’t only have ease of access to your membership records, you can also avail the cash advance and salary loans in one touch.
GSIS Retirement Benefits
Like I mentioned, the GSIS benefits are more flexi. The retirement or old age pension benefits aren’t only about retirement pension or lump sum cash. This kind of benefit is grouped into 5 categories and it’s your choice which retirement program you’re gonna choose to enjoy and suit you. They are:
- Retirement under R.A. 8291 – you have the option to choose either to receive a 5 year lump sum or cash payment with instant pension
- Retirement under R.A. 660 – known as “magic 87” (retiree’s age plus years in service must sum up 87) isn’t it an awesome way to retire early?
- Retirement under R.A. 1616 – if you want to refund or withdraw all your GSIS premiums and receive gratuity payments from your employer at the same time, this option suits you.
- Retirement under P.D. 1146 – according to this decree, only those who have been in government service after May 31, 1977 but before June 24, 1997 can avail of this retirement program. It gives you a choice between a basic monthly pension (BMP) and cash payment.
- Retirement under R.A. 7699 – also known as ‘Portability Law’. If your creditable years of service won’t quality you for retirement pension, you can combine your SSS years of service together your GSIS years of service.
All GSIS retirement pensions and benefits are discussed in details in this website dedicated to all retirees: GSIS Pension and Retirement by going to gsis.gov.ph It may contain sample computations of basic monthly pensions as well as the lump sum amounts. Feel free to explore the website to understand the retirement programs better. You can share and connect with all the GSIS retirees and pensioners in the country as well.
GSIS Survivorship Benefits
When a GSIS member or pensioner died, all his qualified beneficiaries are entitled to receive lump sum amount or monthly pension subject to the survivorship program policies and rules. Qualified beneficiaries are the pensioner’s surviving legal spouse (provided he/she will not marry again) and dependent children under 21 or incapacitated children. If the pensioner was single, qualified beneficiaries would be his legal parents. Monthly pension for the surviving spouse will amount to 50% of the basic monthly pension of the late pensioner. Children will receive 10% of the BMP each child. Only 5 children are qualified by the way.
If you want to know more, read about GSIS survivorship pension and benefits plus requirements I listed on the related articles below.
GSIS Burial and Funeral Benefits
Qualified beneficiaries are not only entitled for monthly pensions after a GSIS member or pensioner died. A P20,000 funeral benefit is given upon the death of the member or pensioner. Beneficiaries are qualified to submit the NSO death certificate of the late GSIS member/pensioner, affidavit of funeral expenses, official receipt of the funeral expenses, other supporting docs like the NSO marriage contract (if the payee will be the spouse), NSO birth certificate of the beneficiary.
GSIS Separation Benefits
A GSIS member may be qualified to receive cash and monthly pension even if he didn’t reach the age of 60 upon his separation from service thru the separation benefit program. If you’ve been in the service for at least 3 years but less than 15 years, cash payment is equivalent to 100% of the Average Monthly Compensation (AMC) for every year of service payable upon reaching the age 60. If you’ve been in the service for at least 15 years, cash payment is equivalent to 18 times the Basic Monthly Pension, payable upon separation and the monthly pension for life will be starting at age 60. Provided you are under 60 years old.
GSIS Unemployment Benefit
Like the separation benefit, this is also under R.A. 8291. When a permanent government employee who has paid the required 12 months integrated contributions has been separated from service is entitled to receive monthly cash payments equivalent to 50% of the average monthly compensation (AMC). This unemployment benefit is depend upon the member’s length of service and ranges from 2 months to a maximum of 6 months. There’s a uniform schedule for this coverage of benefit. Feel free to ask if you have questions.
Do you know your GSIS benefits?
See results without votingGSIS Disability Benefits
The disability benefits are for those members who became disabled, injured or impaired physically or mentally. Cash payments and monthly pensions depend upon the type of disability resulted. The amount of benefit will also depend on the member’s creditable service and average monthly compensation.
GSIS EC (Employees’ Compensation) Benefits
The EC benefits is another type of disability package benefit. This is merely employer-based contribution benefit. You have the option to receive cash income benefits for disability or death, medical and related services for injury or sickness and rehabilitation services ( in addition to monthly cash income benefit) for permanent disability provided you meet all their compensability conditions.
GSIS Hospitalization Benefit
Having the GSIS ecard, a member, pensioner and all of their beneficiaries (10% discounts for beneficiaries) can avail discounts from medical services from various partner-hospitals, including outpatient services and emergency cases, medicines as well as discounts in professional fees of select physicians. Patients can avail of a 50-percent discount if they use the medical equipment lent by the GSIS to the hospital; 40-percent discount if they undergo special diagnostic procedures; 35 percent for common procedures; 30 percent on room rates; and 10 percent on professional fees including consultation fees. That is according to GSIS website.
GSIS Very Affordable Life Insurance
One of the amazing benefits of being a GSIS member is their very cheap premiums for their life insurance programs. You could enjoy low premiums for life enhanced insurance, life endowment policy, personal insurance, fire insurance, vehicle insurance, and other miscellaneous insurance.
GSIS Loans
As the company slogan says “Kahit saan, kahit kalian, maaasahan.” GSIS offers easy loans to all of their members and pensioners. They are the emergency loans, cash advance, housing loans, consolidated loan, and policy loan. Using your ecard, you can avail these loans and get approved once qualified.
DISCLAIMER: I am not affiliated with the GSIS. This page is just about sharing and discussing its benefits. Feel free to exchange discussion in the comments below.
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Hi Prof A! Oh cuts..that sucks. Sounds like your mom pension though is more than enough ;) Say hi to your mom! :)
Your hubs are always brimming with useful information. Thanks.
Oh thank you Fay :) So are yours.
Good p.m. po
My husband contributed in GSIS for 15 months. He died last year so I've already received the burial benefit.Im in the process of applying for it. How do you compute po the rest of the benefit./ Thank you po.
Hi! Yes, he's entitled to receive burial benefits up to 20,000. If he has just completed 15 months on contributions, he's not eligible for retirement benefits. He may be eligible for EC benefits though. Just bring his service of records and other docs to the nearest GSIS at your place and they will look over his premiums and EC contributions from the GSIS database to know how much EC benefits you will receive.
Thanks for dropping by. God bless! :)
I have a total of more than 23 years in govt service and planned to file an early retirement after Dec. 2012 at the age of 53 years old. I am aware to receive an early retirement benefit from GSIS of 18 months lumpsum since i entered the govt. service as casual employee in the year 1986 and was in permanent position only in 1988.And will start to receive my monthly pension as i reach the age of 60. What other benefits shall i receive, and what RA shall i apply..
I am planning to retire by compulsory by the year 2013 because my total length of service about 34.5 years only.This could have been more than 35 years if the 3 years i have rendered in barangay high school without gsis premium will be considered. In order to avail of the 90 percentfor BMC at least 35 year must have been rendered. I would like to reguest for the consideration of my three years in baranngay high school . What will I do. Thank you so must
I'm afraid you can't because there wasn't any premiums recorded. Unless you have paid and they didn't record it..You're welcome! God bless!
Hi. My father completed 13 years in government service but unfortunately got confined in hospital few weeks back. He's planning to retire due to his health conditions. My dad's age is 56. Will he be qualified for GSIS retirement and what could be the benefits that he could avail?
Hello! He may be entitled for separation benefits because he has only completed 13 years of service. With that he will receive cash payment equivalent to 100% of the Average Monthly Compensation (AMC) for every year of service payable upon reaching age 60. Or he may choose to receive disability benefits. Best to go to the nearest GSIS office for assessment of your father and to know which is best for him according to the GSIS member's records.
Thanks for the advice.
can i avail for the 5 yrs. lump sum if i reach age 65? i'm now 55yo. and 32 yrs in the service. by age 65 it will be my 42 yrs. in service. will i be entitled for addtl benefits for my no. of yrs. in service? pls. enlighten me. thnx.
where can i file my retirement benefits claim under RA 1616?should it be at the GSIS or at my employer?
Mr. Romeo G. Villanueva had full paymnet on his retirement loan lasty March 2011, but kiosk it appear that he has still ountstanding loan . Pls. up date the record of Mr. Romeo G. Villnueva of GUIMARAS. hOPE TO HEAR FROM YOU SOON . cOntact mobile # 09268632399 .
thank you.
Hi Abby :) You can file your retirement claim to your employer's liaison officer or you just file it yourself at the GSIS office nearest you.
Hi Ana! It's best to make an update to the GSIS office near you. Bring your supporting documents and they will surely make the update. The sooner, the better.
Hi, I would have only 11 yrs of gov't service by the time I retire from my gov't employment at 65. This does not give me eligibility for GSIS retirement benefits. Will I get any of my GSIS contributions back? I heard of the Portability Law and may apply to me since I have 29 years of SSS contributions. Under that law,. I can use some of those contributions to complete my minimum 15 yrs required for GSIS. How does this work? CAn you pleae give me tips on how I can avail of this and how much will I be able to get under this option? Help please! Tks.
Hi! I already filed my resignation from my post as a government employee and I also consumed all my earned leave of credits since I went to US. I have rendered 16 years of continuous service. Am I qualified to file for GSIS early retirement program?
HI, I worked for the government from 1998 to 2004. Can I still withdraw my contributions? I just wanted to know what benefits can I get out of my less than 10yrs or government service. Thank you.
hello gud pm!!
my father is more than 65 years old and in government service for more than 15 years..is it possible that he will no longer be deducted the GSIS personal and government share because he said he is in service for more than 15 years..plss reply thanks a lot in advance...
I am more than 65 years old and in government service for 15 years and 5 months and until now still in service..is it possible that I will no longer pay my monthly contribution to GSIS since I already rendered 15 years in service and for that 65 years old already...thank you and pls do reply...
Gud pm.
My pension will be on December 2011. I would like to know if I can now apply for an emergency/pension loan before the expected retirement pension? Thank you. God bless.
IF I RESIGN NOW HAVING 9 YEARS OF SERVICE IN THE GOVT.WHAT BENEFITS CAN I AVAIL OF ON THE DATE OF SEPARATION AND WHEN I REACH THE AGE OF 60. I AM NOW 32 YEARS OLD WITH 9 YEARS OF SERVICE IN THE GOVT.
I want to ask if I will resign on my 13 th year as Government employee, will I receive my pension when I reach the age of 60 r 65?
i'm not going to comment!!! i!d like to ask question,...is the pensioners have to report to the main office after his 5 years lumpsum for monthly pension? even if he is sick,...or have no capacity to travel,...is there another way?..
thank you!!!
Hello. ask ko lang sana what if mag 1yr nang deceased ung member. Pwede pa ba magclaim ng burial benefits?
HI, GD DAY! For clarification - My father was a retired teacher so a GSIS pensioner effective June 2010, who died last 26 May 2011, & he applied his monthly pension for a loan and was granted last april 2011. Is his benefits would be affected like burial and surviving benefits?
My Mother-in-law has a housing loan. What if she dies and can't pay, will GSIS go after her other assests to satisfy the loan?
Thank you for your tip that I will be eligible for Portability law with my 11 yrs of gov't service. My question is, if I am approved for the Portability law, shall I be eligible under RA 8291? Will it be Option 1 where I can get lump sum of 60 mths of my Basic Monthly Pension (BMP) or will it be Option 2 where I can get lump sum of 18 mths BMP plus monthly pension for life? Thank you.
My father had early retirement at 52 ( retires 1991). he ahd been in service for mre than 40yrs in Central bank in Davao City.
He thinks that he is not getting any more pension as he applied for the lump sum. He is getting confused sometimes and we are trying to help him. Is there any other benefits that we can access like hospitalization,medicines, funeral. monthly pensions as he is in and out of the hospital. He also cannot remember his GSIS number as the documents were all flooded. What can we do?
Gud day! I dont have any idea on how to do this on my own.Please help us. My mother is 77 years old and was a public school teacher for over 30 years in the philippines but migrated 12 years ago to the u.s and became an american citizen. Recently she came home and had a vacation but unfortunately had ongoing schemia and is now in the hospital for further treatment.Tried asking her about the gsis stuff and gsis number.., and all she can remember at this point is that schools always deducted certain amount from her paycheck for gsis purposes. The reason why I became interested asking my mother was because a friend of ours who's mother is also an american citizen, and is above retirement age, came home recently as well and claimed from gsis some lumpsums and benefits. Wasnt able to ask about the process they went through tho' since they went back to the u.s already and got lost contact of them. Kindly assist me with my queries, what are the process i have to go through, do they have records of my mothers gsis number and her employment record so they may be able to track down all public schools she rendered service to. Kindly help me please. I am not knowlegable with this kind of situation. I would highly appreciate some knowlege shared regarding this matter.Thank you so much!
I wish you all well and God Bless
My dad was in the government service for more than 30 years. He died of cancer last dec 2010. Before he died, we were able to process his retirement and we chose the lump sum program. But before said retirement was forwarded to the gsis, he died of cancer. I just want to know if we could still receive the lump sum retirement pay? Answers will be really appreciated. Thank you.
gud day ask ko lang po kung pano at anong mga requirements ang kailangan namin para makuha claim ng father ko, retire po sya at the age of 65 last june 2, 2011 (bureau of correctio) bago ma file ung papers nya sa GSIS namatay sya july 18, 2011, sabi po ng office nila need daw ng clearance from GSIS para makuha ung terminal pay nya, ano pong requirements d2, 2nd pano po namin claim ung burial benefits nya?matagal po ba process nito, 3rd pede pa po ba namin ma lumpsun ung claims nya o ung survivorship ng mother ko na walang work ever since. tnx in advance hope u could help me clear things tnx po, 38 yrs po sya nagwork before he retired
WHAT IF MY UNCLE IS SINGLE WHEN HE DIED AND HIS PARENTS DIED ALREADY, WHO SHOULD BE THE SURVIVORSHIP
if im getting monthly compensation of php20,000 how much will be my monthly pension? could u pls help to compute? i have read ur chart but i really cant calculate how much would that be, i want to know my monthly pension and how much will be my lump sum amount?
Hi.. I retired in 1992 under RA1616 with 20.7 years service. Then I worked abroad and remitted membership dues to SSS. I am now 62 and asked SSS if I am entitled to pension benefits but I was told I need to complete 120 months remittance.. Can I avail the Portability Law RA7699 to supplement the 120 months SSS requirements to be entitled to SSS pension? Thanks
My father is a GSIS pensioner. Can he or one of us can claim burial benefit for the death of my mother? Please enlighten us regarding this.
If the GSIS pensioner died, his spouse or beneficiary can claim funeral and burial benefits. Just bring NSO death certificate and the receipts of funeral expenses to the nearest GSIS office and two valid IDs and fill up a death claim benefit form (ask any GSIS official to give you the necessary form) If you must, show the pensioner's GSIS ecard, too.
Based on the below Paragraph, why GSIS tells that separation benefit can only get upon reaching age 60? How about upon separation fro company? Can anybody help clarify this. Assumed member had finished 3 years service.
Separation Benefits
1) For members with at least three ( 3 ) years but less than fifteen ( 15 ) years of service:
A cash payment equivalent to one hundred percent (100%) of the AMC for every year of service the member has paid contributions (creditable service), but not less than twelve thousand pesos ( P 12,000 ), payable upon reaching sixty ( 60 ) years of age or upon separation, whichever comes later.
namatay po asawa ko nung 1999. wala pa po akong na file at nakuhang kahit anong benefits. GSIS member po sya for 22yrs. pwede pa po ba ako makakuha ng mga benefits? or pwede pa ba akong mag file bilang surviving spouse at wala po bang expiration ito? please help thank you..
Gud day! I'm a public teacher. I'm 4 months pregnant having a marginalis placenta previa. My doctor advised me a strictly bed rest till my term. Can I apply this as sickness to gsis so that I can avail the employees compensation. I'm 10 years in the service.
hi! ive been in govt service for 8 years, im 31 now. recently though i was on leave without pay and it might go for a year. how will the break in service affect my retirement benefits? can i still opt for the 15 years min. requirement (i was employed 2002)? id really appreciate your suggestions!
I HAVE SERVED THE GOVERNMENT FOR ELEVEN YEARS WHAT POSSIBLE BENIFIT I CAN GET AT RETIRABLE AGE OR GETTING A PENSION?
I HAVE SERVED THE GOVERNMENT FOR ELEVEN YEARS WHAT POSSIBLE BENIFIT I CAN GET AT RETIRABLE AGE OR GETTING A PENSION?
Hi there. I'm not a permanent government employee, that being the reason why my employment at an LGU was terminated last June 30, 2010 after my mayor lost in the election. I was a member of GSIS for 9 years and have many loans with GSIS that went unpaid due to tough times, me being a single parent with a daughter & an elderly mother to take care of. What benefits can I expect given that I've many loans such as Conso-Loan, Calamity Loan, etc. I've been unemployed since June 30, 2010 and didn't return to any kind of regular paid employment for the past 14 months already. Reason why I don't approach GSIS is because of these loans. Please enlighten me. Thank you.
May I also ask a very confusing provision about burial funeral benefit which I read from the GSIS website itself. A member is entitle to P20,000 burial funeral benefit so on and so forth.. then at the end of the paragraph it says "must have rendered at least 20 years of service." What about many of us who were terminated/ separated due to political (natalong kandidato), health or any other personal reasons from GSIS who have less than 20 years of service? Does that mean we're not entitled to the P20K burial funeral benefit?
my father died 10years ago,they said that the employees compensation is approved but not yet released.the claimant is my mother and my 5 sisters were beneficiaries.will my mother can avail a monthly pension?how?
my mom is a public school teacher member of gsis when my father passed away my mom stop teaching and migrated in the u.s. do she have her benifits and can still have her retirement now she is 93 yrs old and still live here in california
I was operated for thyroid mass last Sept 5, 2011. Can I avail of the Employment Compensation from the GSIS? I am now on leave.
my Uncle passed away in while in service. Survivorship and Burial benefit was already claim by his wife. My Dad and Aunt are the 2 beneficiaries. When we verified with GSIS they will just have to submit NSO copy birth certificate and for my Aunt Marriage certificate. Can y Dad file his claim already or can it de done individually or both of them should file it together? Thanks!
Hello pls call me twenty five 09275859451 or Tex me need help had a heart attack
i'm a government employee before then my appointment papers not renued then can i recieve any of gsis .. im 2 years in service in government casual employee..
.We wish to transfer our GSIS pensions to our mentally
incapacitated son, who is now 54 years old. We are now in
California, USA but our son is left in Philippines, with a
care giver in our house. Can we transfer our GSIS pensions
to our son? What percentage of our GSIS pensions can he get? I and my wife are retired public school teachers in
Philippines. I am 84 yrs. old, and my wife is 83 yrs. old. What shall we do the make this transfer? Thank you
and God bless you.
Hi! My mother started working for the govt 1998. She has 13 years in service alreday and is 60 yrs old. What kind of benefit can we avail? Shes very sick right now of cancer. Thank you!
I'm 51 years old 22 years in gov't service applying for retirement what is the best for my age
hi!is there any ways to track my GSIS number online?im trying to register as a new member online but it seems to be GSIS number are required.im working here in riyadh, KSA.hoping for your immediate response pal.thanks
Please send me the address of the Legal Office of the GSIS. Thanks!
Marina E. Balce
@Pampino - GSIS number can be retrieved at any gsis office. It's used to be the number below a member's name shown in the e-card plus.. But I'm not sure if it's still is.
@Marina - the head office if GSIS is at
Financial Center
Pasay City
Metro Manila
Telephone: (+632) 479-3645
Email: crmd@gsis.gov.ph; gsismail@gsis.gov.ph
hi maam, tanong ko lang po if may matatanggap ba na old age pension ang retired soldier as separation benefit? 60 yrs old po ang father ko,, 21 yrs sya sa military,,nagresign sya year 1997..salamat po
hi, I was co-terminous employee before and was a member of GSIS, I was terminated 5 years ago due to project completion. I am now appointed in a casual appointment. Could I still be a member since membership of casual appointee is nos optional?
Sir,
I had an early retirement last august 26,2009.Since Im a hurry to go abroad I was not able to process my papers. Sir, I just wanted to know how could i get my money on my GSIS contribution.
To whom will I address my question about some doubts of my lump sum as well as my monthly pension , Sir. Please help me what to do to clear all my dounts regarding this matter.
Respectfully yours,
Elizabeth L Limbaga
hi, i was a government employee for 3 years and wasn't able to accomplish my clearance yet, since my employment aboard is immediate after my resignation. i would like to ask what benefits could i get after accmplishing my clearance. Thank you!
Sir, good day. My father retired from Napocor at the age of 50 under the Epira law. He served in the government for 23 years. But he died at age 56. Can we his family be entitled to a survivorship benefits? Please clarify us on this matter. Thanks and more power. Hoping to receive an immediate reply on this from you.
i was hospitalized at cvmc for fracture of arm bone. as i noticed they did honor our e card for the discount,when in fact if its a law benefiting poor govt employee like us..it should take effect so it could help us....thank you very much..one thing more can i avail any accident benefits from you because i met an accident in line of my duty...thanks....please if you can answer my querry where can i read? is it in my e mail? thank you again.....
To GSIS, can you please answer also all the querries posted here? These people are waiting for you. Don't keep them waiting for long time. Thank you and more power to you.
i would like to ask, where to file a funeral claim for my husband who died last august 2011, he was a former philippine army. 10 yrs lang po sya sa service as a military.
My sister died and served only for 11 years in the government. Pwede bang nakakuha ng pension and 4 n'yang anak at asawa ?
iam a permanent govt empl (PAF,AFP) and i retired from the service through optional retirement on march 1996. i got lump sum of less than 100 thou. Since then i havent receive any benefit.. I am now 60 years old.Do i have any benefit to receive. Please help me.
iam a permanent govt empl (PAF,AFP) and i retired from the service through optional retirement on march 1996. i got lump sum of less than 100 thou. Since then i havent receive any benefit.. I am now 60 years old.Do i have any benefit to receive. Please help me.
Im under the doctors to the barrio program for 2years. And completed 2 years of gsis contribution. What will happen to may gsis contributions in case I don't go back to government? Can I get my contributions back? Thanks need your reply.
Hi! I am 6month pregnant now...and Im wondering If I could also get a maternity leave benefits at GSIS. Because SSS have a benefit like that equivalent to 2month salary... Could I have also avail the same benefit with the GSIS after my delivery?
Thanks for answering my query...
Godbless!
I retired under RA 1616 @ age 61 in July 3, 2011. Per Office policy, my retirement pay cannot be processed Until I get clearance from GSIS. Our HR said the request is already with GSIS sing August 2011.
As of this writing, I haven't received the clearance yet. Do you know how long GSIS prepares the clearance.
Thaks and God Bless
Hi,
My dad is already 55 years old and has been in service for 35 years. Can he qualify under the magic 87 of gsis? Please reply.
thank you so much and God bless!
paano po malalaman yong benificiaries noong members kong ito po ay patay na...at paano po namin malalaman kong beneficaries kami,kAsi nawawala yong kopya niya sa amin bahay.Ayaw mang ibigay sa amin sa amin opsina ninyo dito sa Daet Camarines norte....ang membro po ay kawani ng Deped...
Hi my father name Sulpicio V. Baterna AFP retired (1984) he is 33 yrs in service, did my father can avail any benifits?
Hi,
How can I compute my Cash Surrender Value? I was separated due to EPIRA Law and was amember for 6 years.
Thanks
Please answer the inquiries so that people with similar problem like me will be enlightened.thank you.
The report of my creditable service in the government as shown in my service record in my GSIS portal shows that I have unpaid premiums equivalent to 1.9 years. The said unpaid premiums are in the months scattered between the months I am paid with my monthly premium. Just want to know ho it happens. May I know where should I clear this up with? With the GSIS or with my employer. Thank you and more power!
If ever a casual employee resign after 15 years of servise in the governement can he get the total amount of his personal contributions in GSIS? How can you tell me the exact procedure thank you po waiting for your reply
Is miscarriage/abortion hospitalization expenses covered by GSIS HIP? Ty
Hi! Namatay na kasi ang father ko... Kaso di namin maclaim benefits nya dahil di namin kilala first wife nya...kami lang ang anak... pwede kaya kami ang magclaim... pano gagawin namin sa pension nya na pumapasok sa atm nya... iwiwithdraw ba namin at ibabalik sa gsis?
How will my 3 minor children avail their GSIS benefits? Their father died last month and his second wife filed the claim but they are not living with her.
GSIS please reply to these questions. i encourage you to please give answers even very short answers, rather than no answer at all. there are so many of us already here who have serious questions and we need answers. many of us are away and can't immediately go to the nearest gsis office. thank u for your effort to reply to our queries. thanks and God bless you.
My husband died at age 55 , in active service for 34 yrs. What other benefits my only child(24yrs old) and I are entitled to, aside from the burial claim. Thank you . Your immediate attention will be highly appreciated.
I retired at age 49 with 23 yrs in service. Am I, as GRATUITANT entitled to burial benefit in case I die?
May I suggest that you put a separate counter, for the checklist of the requirements of each claim (Death and Burial, Survivorship etc.)so that memebers/guest may just pick one that he/she needs instead of going to the Follow-up Lane.
Inabot ako ng hapon sa kahihintay ng number ko, kukuha lang naman ako ng checklist.
good day, asked ko lang kung this year 2011 meron po bang christmas bunos ang mother ko she is a pensioner.
I just wanna ask if we wanna pay using check payment, where should be payable to the check that we will issue?
Thanks
Good day! I wanted to ask if I'm automatically a GSIS member upon submission of forms required by my employer.
Thanks!
Pwede pa bang gamitin ang GSIS e-card kahit expired na validity...
Good Day! Can please somebody help me with my questions...Will the expired validity of GSIS e-card can be used for atm transaction.. GSIS told us that the pension was added to the account of my mom but unfortunately, the card was expired.....I wonder if we will be able to withdraw a certain amount or we really need to go to UNION BANK.....Please...Thanks and more Power!!!
@Maenie -you will be automatically a GSIS member if you're working in the government and when your employer has submitted all the documents needed to your membership and when you are already contributing premiums plus you have a GSIS ecard and GSIS membership info. Ask about your HR or Admin about it. Thank you :)
@Che - no, everything that is expired can't be used anymore. I suggest you go to the nearest Union Bank in your place to renew the atm card. Thank you :)
Hello..Just want to ask if may parents can claim pension. My dad worked at a Govt Hospital from 1961 to 1976 and my mom also worked at the same hospital from 1964 to 1977...Can my mom avail a pension and also death benefits since my dad passed away 4 years ago? Many thanks!
i just want to know if i could refund the arrerages taken from the maturity of my policy besides it was deped who was deducting it from my salary and i don't even had any leave of absence
@Ginger I know your mom could get something. I suggest you help her visit the GSIS office and bring their documents 9both your mom's and your dad's) and check their records. If the premiums cover the requirements for the benefits, then your mom could get more. :)
@Anicia hi! Bring your statement of account from the Deped and go to the GSIS office. See your records and reconcile with them.
yung remittance ko po sa GSIS ay bakit di po maipost,need kong magconsoloan 2months daw ang kulang dinala ko na sa gsis record of payments ko complete na po. thanks....
Thank you twentyfive..I have a follow up question..My father died last Nov 20, 1997..its more than 4 years. Can we still claim the death assistance or pension na lang?
Good day TWENTYFIVE! I would like to ask po, sa situation po namin, both my parents are already deceased, my dad passed away last 2009 and been worked for gsis almost 32 years then my mom passed away last year 2010 she is a public teacher been worked more than 30 years. Nung buhay pa po mother ko, nag file po siya for survivorship para sa kanya at sa sister ko po na special child and yet hindi nga po granted yung para saknya pero sa sister ko granted pero until now hindi pa po namin naclaim yung para sa sister namin, tapos ngayon nabalitaan namin about the "retroactive", so makukuha po namin yung para sa mother po namin from the death of my father until the death of my mom? And i would like to clarify po according to GSIS Act of 1997 (RA 8291)"when only dependent children are the survivors, they shall be entitled to the basic survivorship pension (which is the 50%) for as long as they are qualified,PLUS the dependent children's pension equivalent to 10% of the basic monthly pension for every dependent child not exceeding 5, counted from the youngest and without substitution", since my sister qualified po siya, this will be given to her po? Hoping for your reply sir.
ask ko lang kung ung nag avail ng 5 years lump sum ay mayroong13th mo pay, at 2 years palang syang retire
good eve.16 years po ako as public school teacher.ngresign po ako l994.entitle po b k sa monthly pension at lumpsum?thankyou.
just want to ask if a survivor is entitled for a 13th month?
thanks
i am a permanent employee and planning to retire on february 01, 2012 at exactly 52 years old on that date under optional retirement with 25 years in the government service and receiving a monthly salary of P31,711.00. i am aware to receive an early retirement benefits from GSIS of 18 months lump sum and will start to receive my monthly pension as i reach the age of 60. what RA is suitable? and how much will i receive upon retirement?
I am a retired teacher since Sept. 23, 2010, 65 yrs. old, with 34.9 yrs in the service under the 18th month lump sum. Am I entitled to 13th month bonus? Thank you for answering my query. More power
Hi, my lil sister is a GSIS pensioner. Does she entitled to avail lump sum amount for her remaining 10 years?
After 18 years of government service, I resigned in year 2000 and work freelance . To my knowledge I still have a few years before my policy matures. I stopped paying the balance of my GSIS premiums. Does this nullify my GSIS membership? Will I be able to get some GSIS benefits when I reach retirement age? Can I pay in full the payment arrears so I would get full pension benefits when I reach retirment age?
After 18 years of government service, I resigned in 2000, with 1 or 2 years before my GSIS policy matures. Since then I stopped paying my premiums. Am I still entitled to any benefits, especially retirement benefits like pension? If I pay up all my premium arrears, would I get full retirement benefits?
NAME: ROBERTO DE LEON SAN PEDRO DIED: NOVEMBER 18, 2011 ALL NECESSARY DOCUMENTS ALREADY SUMITTED LAST DECEMBER 10, 2011. QUESTION: WHEN AND WHERE CAN I CLAIM THE FUNERAL ASSISTANCE OF MY HUSBAND?
Sir my wife is about to retire as a oublic school teacher..my concern is i have a business before which i did not tell my wife and did not declared it.Now my business is closed and paid all the taxes etc.Im now working as a ofw..please enlighten me about this matter..God Bless
May tanong po ako Sir,.. ang lolo ko ay 79 na., at ngaun lang sya magreretire kasi di nya inayos ung retirement nung una pa,.. pasok sya sa PD 1146 sbi ng GSIS,.. puede ba nya makuha ung mga nakaraan na pension nya starting at the age 65.. kahit ngaun lang sya nagfile ng retirement?
paano po kapag may utang yung member at sya ay namatay may makukuha pa rin ba sya sa gsis?
ask lang po f magkano po ba ang matatanggap ng asawa ko sa gsis dahil...ang policy contract nya magmature na po this coming june 23 ,pero hanggang febuary nalang po sya sa kanyang trabaho as a government employee pero more than 17 years na po siya sa government service ano po ba ang mga benepisyong matatanggap ng asawa ko, magtatransfer po kasi siya sa private company..ano po ba mga benipisyo ang matatanggap nya ..?pls i need reply for this matter....
Sir/Madam gud am po tanong lang po ano po ba ang makukuha kong benipisyo sa gsis,kasi mag 18 years na po sana ako kaso lang till march nalang po ako sa serbisyo kasi magtatransfer po ako isang private company and then yong policy contract ko po mag mature this coming june ano po bang mga benepisyo makukuha ko sa gsis?salamat po....
pano kng my iba ng pmilya ang member ng gsis?my krpatan b ang legal n asawa s mga pension n mkukuha nya khit my iba ng asawa ung legal wife?e ung legal wife d nmn sila kasal nung kinakasama nyang bgo....
i am a government employee and went on rehabilitation leave due to work-related injury for 45 days. Magkano po ba matatanggap ko from GSIS? I v been employed since March 2009
ask ko lang po kung me makukuha burial ang tito ko na namatay sa u.s. dati po siya teacher sa elementary ..at nag migrate po siya sa state ng mga 90 s. namatay po tito nung october 31 2011.. me makukuha po ba siya burial ...salamat po....
Sir;
Reliable information reach the under sign to make an inquiry on the status of my GSIS policy.I enter goverment service way back,january 23,1976,under Bureau of forest development,Puerto Princesa City Palawan, Holder of GSIS policy no.480930-0114-4,and having a permanent posistion as forest gaurd.During the pendency of my appoinment my performance is satisfactory to render service from year 1976-1982.It was in this year 1982,when I suffer the illness of malaria.It took several years to recover.In the year 1989,I return to service at the Department of Environment and Natural Resources(DENR),Los Banos Laguna.having an appoinment of casual from 1989-1991.
In view of this,may I request to know if my GSIS policy is still on the record,inquiring your office on what shall I do,so that I can avail of benefits.
Hoping to merit your favorable action to this matter.
I had retired from government service in July of 2008 and had availed of a 5year lump sum pension. My question is if I will be entitled to a yearly Pensioner Bonus benefit? If i will be entitled to it, Can I claim? How? Thank you so much.
I would like to know the status of my request for the dividend payment of my 3 optional policy. Since 2007 I haven't receive any dividend from the said policy. I already filed a request at the GSIS main office..
just an inquiry, i am a retiree and had availed of a 5year lump sum and i am going to receive my monthly pension starting on July of 2013 after a 5year lump sum, Can I now apply for a GSIS E-Card? Thanks;;;;;
Good morning sir. I wish to ask if the disability benefit of my husband Felizardo Mazon is already approved?
my mother died last 2010. and she spent 22 years in service as a public school teacher. is someone has an idea how much a 22year in service teacher can get from the gsis for her family?
my mother has a loan and she is dead now, did her loan deducted to her benefits???????????
My husband has retired effective January 1, 2012. Up to the present he has not yet received his retirement benefits. Why so long? He has medical needs. Wala pera magamit. Please help facilitate.He has been up-to-date in remitting his premiums and other loans.
Gud PM,
Gusto ko lang po itanong if there's anyway to trace, If there was any contribution from me when I worked in MLGCD as a Liaison Officer that was back in 1982-1986. I am now living here in the US, but just for curiosity am not sure if I will be entitled to any benefits when I reach my retirable age. I do hope that you can provide me the information that will enlighten me.
HI GOOD DAY GSIS AUTHORITIES. I JUST WOULD LIKE TO INQUIRE IF I AM ENTITLED TO SOME BENEFITS FROM YOUR INSTITUTION. I WAS A FORMER MEMBER OF THE PHILIPPINE CONSTABULARY/INTEGRATED NATIONAL POLICE FROM 1972 TO 1983. I WAS SEPARATED FROM THE SERVICE DUE TO ABSENT WITHOUT OFFICIAL LEAVE. CAN I APPLY FOR A LUMP SUM IF THERE IS ANY BENEFIT DUE ME? THANK YOU VERY MUCH. YOU CAN CALL OR TEXT ME AT 09398333772.
Hi Good Day can my husband avail of a discount on MIR as my beneficiary. You can Text me at my CP no. 09087125497 or email me at my email address jda281@yahoo.com. Thank you very much and God Bless..
I am now twenty years in service, and with the age of 43 i am planning to retire what options of retirement may i apply, do i qualify for retirement and what benefits i will receive if any .... ty
My father died last August 14,2011..He appointed as Administrative aide III at LGU, Compostela on January 1,2011..He contributed to GSIS more than 7 months..We claimed the burial benefits..Can we avail the death claim benefits (life insurance benefits)of my late father? Thank you and I am very thankful for your response as soon as possible..
sir ask ko lang po kung pano ang appearance ng father ko while he is abroad
sir mam bkt po pti makukuha k n x18 para s amin magina e kinuha nyu.p yun nga lang po ang insurance s amin ng asawa k na iniwan kmy dahil dw po s utang nya 4 years na pong patay cia sana po naman hindi naman pti yun nalang ang inaasahan namin kinuha nyu parin magkano nalang natira s amin tambak na po ako ng utang hangan langit na d ako makabayd sana naman po mabawi k naman po sana yung kinuha nyu s akin yun graduation po ng anak k tong march 28, death anniversary din po ng asawa k tong march 31,sana po matulungan nyu.po ako mabawi k kht manlang 18x n kinuha nyu s akin.salamat po.
sir mam bkt po pti makukuha k n x18 para s amin magina e kinuha nyu.p yun nga lang po ang insurance s amin ng asawa k na iniwan kmy dahil dw po s utang nya 4 years na pong patay cia sana po naman hindi naman pti yun nalang ang inaasahan namin kinuha nyu parin magkano nalang natira s amin tambak na po ako ng utang hangan langit na d ako makabayd sana naman po mabawi k naman po sana yung kinuha nyu s akin yun graduation po ng anak k tong march 28, death anniversary din po ng asawa k tong march 31,sana po matulungan nyu.po ako mabawi k kht manlang 18x n kinuha nyu s akin.salamat po.
I have 2 children who have an educational plan. benefit 5 year course. My question, if my children did not complete the 5 year course equivalent benefit, are they entitled to claim the remaining years? thank you
There are rumors around regarding new average monthly compensation computation to those who wish to retire on 2013. According to; that to get the average monthly compensation is equal to the Sum of monthly salaries from the time first employed to monthly salaries upon retirement, to be divided by the total number of months in government service. OMG, the salaries of teachers in 1980 is only Php600.00/month, in 1986 Php 1,000.00. Teachers received better salary in 2000. THIS IS TRULY THE END OF THE WORLD FOR THOSE WHO WILL RETIRE IN 2013 NOT IN 2012.
sir, i am resigning this April from gov't service after only 15 months of service.Can I file for a separation benefit.thank you
good day po,ask ko lng po sana if may makukuha po ba kmi sa gsis na kontribusyon ng daddy ko nung namatay cya bali ang naihulog nya lng po sa pagkakaalam namin po ay mga 5 years lng po?mayrun po ba kming makukuha sa gsis?
good evening...my sister was a member of GSIS and availed a housing before. Thru me, in 2009, my sister filed for loan restructuring and condonation. We waited for notice from GSIS but no letter. I visited GSIS last last week and I was instructed to send my purpose thru email. I did but no email-reply yet. Please help and advise to whom shall I follow up to the Statement of Account, so we could start the new amortization.
I've been to govt service for 13 yrs then i availed for early retirement then i worked for private co. then retired again after 13 yrs, can i combined both length of service to avail for good separation pay i'm now 49 yrs old , and prev member of gsis and sss
just want to ask...bkit po lampas na ng two weeks hindi pa dumadating ung sinasabi s gsis na check para sa burial ng mom ko ska sa pension ng dad ko?saan ko ba dapat follow up yun?
I think it's because of holidays and Holy Week. GSIS sends letter/mail to your address once a check is ready to be picked up. The letter will tell you about the check and the things to bring in claiming the check. If you want to follow up, you can call their hotline thru the claims division. Thank you. God bless :)
please can you give me a number were can i call to follow up?thanks..
what GSIS branch exactly are you on?
Im only 7 yrs in service, and im planning to resign next year, but i still have unpaid loans, ibabawas nalang ba nila yung utang ko dun sa contribution ko?
pasay city GSIS
when and how much do i get e refund in my policy . since it was already matured last november, 2011
GUD PM.I WISH TO ASK IF THE SURVIVORSHIP BENEFIT OF MY FATHER VIRGILIO B. MATRIANO. IS ALREADY THE CHECK TO BE PICKED UP?
gud day.im applying for the CHED study now pay later and they were requiring me to pass a proof of SSS/GSIS premium contribution of my co-borrower. how may i get a copy of that proof?thanks.:))
I just want to ask about my emergency loan deduction..i have two emergency loan deduction...can u pls stop the other one ...
This is Precilla U. Enriquez,,teacher from Cabilang Baybay Elem. School, District of Carmona....i just want to ask why do i have two emergency loan deductions? Is it possible to remove one deduction to make it only one...I have a small net salary and that will be a big help if u can help me to fix this....thank you very much....
i am a new public teacher how can i become gsis memeber? what are the requirements?
I worked for the government for 16 years but resigned in 1998 because of an illness. I have not applied for any separation benefit since then but now I've just turned 60 yrs old so I want to know of am I entitled to any benefit. I will greatly appreciate any advice on this matter. Thank you very much.
Sorry just replying now. Things were hectic..
@Benj You better let GSIS assess your benefits and obligations once you resigned. They know them best. Thanks and God bless.
@Gary (632) 479-3645
@Maria Bring your certificate to the GSIS office together with your ecard and valid IDs.
@Rwena GSIS will send you a mail if the check is ready for pick up. Bring 2 valid IDs with photocopy (back and forth) in claiming it.
@Rebby You can get them from the GSIS members assistance. Just bring valid IDs
@Precilla you must see your records and know about the cause so f deductions asap. Go to the GSIS and bring copies of your payslips from DepEd
@ TCS your liaison officer can submit the requirements for you. Usually they are your NSO birth certificate, marriage contract, your children’s BC, your DepEd appointment, and valid IDs.
@Virgie oh wow that was so long ago. You better go to the GSIS office near you and submit your documents and claim what you can claim. They have to look and check your data in the computer and personal records to see if you are entitled for claims.
inquire lng po ako sa funeral benefits ng lolo ko, his name is Felipe T. Cobardo
Please contact the GSIS Office your Grandpa is in. Usually GSIS send mails via telegram when the check for funeral benefit is released
good day sir/madam, inquire lang po kasi nawala ang dalawang gsis e-card. thanks
1. Been separated from government service for almost 8 years after 15 years of service, and has applied for CSTV and retirement benefits just now.
2. I was informed i will be receiving my monthly pension upon reaching my 60th birthday which is 10 years from now.
3. I am so interested to have a gsis e-mail id. Is it possible for me to be issued such id? Sounds funny but i am really eager to have gsis email id. May I know on how to apply for the id?
Thank you so much.
ask ko lng po may father has been working in govt for 30+ yrs and hes already 64 yrs old but he's sick. He still wants to continue working until he reach the age of 65 to claim his full retirement benefit. But due to his condition..he's suffering with CA, can u advise me if i will encourage him to retire na ? because some says that if he is still in service and died , his retirement benefit will reduce to 50%? so is it adviseable to encourage him to retire now while he is still alive? Waiting for your prompt reply sir/madam. Thank you so much.
if a teacher will be on leave without pay,is it okay to continue paying the monthly contribution to GSIS through window pay and will it be considered as a regular and continuous contribution until he/she will reinstate or resign?
I live in El Paso, Texas and I get my pension here through ATM. Last January,2012 I withdraw from the ATM my lumpsum pension. On February I was not able to withdraw. May I know why? Thanks. Please answer me in my daughter's email ad jerlum_58@yahoo.com. Again thank you and God bless.
My mother died a year ago (gsis survivor beneficiary) and was not able to collect or was stopped for about 15 yrs now as she was unable to get or update her gsis card. I have also a brother who is a retarded. How can I collect all the years that was not paid and is my brother who is retarded qualified to get a continual benefit as a dependent.
Hi ask klng lng po about sa fzther ko namatay sha last year sept2011 ngretire sha may 2007. Aside from burial claim may makukuha pa b kme deafh claim since nde pa nkapagfile ng retirement ung father ko mula 2007? Thanks
May deadline po ba pra sa death claim? San poj nmen pwede ipasa ung docs quezon city police po sha anonas station? Hinanapab po kme endorsement letter from bpad kaya lng po nde pa napirmahan kc nde pa po ntransfer sa mothr ko ung pensyon magbigay po kaya ng extension ang gsis pra sa enndorsement letter or khit to follow nlng since un nlng ang kulang?
To whom it may concern:
Shalom! My mother, a retired public school teacher, who just received her pension a year ago after taking a lump sum on retirement, sadly passed away. Thinking of a burial benefit from GSIS, we processed her application. However, since she had an outstanding loan, we were told that such benefit will not be given to us but instead used up to liquidate her loan as well the four months of supposed survivorship pension for my father. Just asking if indeed this the general policy. I hope you could find time to help us understand it. Thank you and GOdbless!
I would like to inquire if and when the GSIS would implement the removal of 18-month lumpsum so I could file my retirement papers to avail this benefit.thank you and God bless.
ask ko lng po ung father ko po nag early retirement ng 25 yrs. in srevice pero nakuha na po ngtrabaho uli sya at nakapg hulog ng more than 4 yrs. ngayon po 68 na sya pano po malalaman kung mgkano ang makukuha nya wala naman syang ecard
hi!!ask ko lng po kung anu gagawin..my father died last july 2011.bir employee po sya for 30 yrs. ngfile na mom ko for death claim last yr pero na deny kasi kulang pa daw affidavit of surviving legal heirs na form saka nso birth certificate.may spa na ko from my mom para sa gsis.ask ko din kung pwede ba kahit kmi na lng magkakapatid mgclaim ng death claim,kahit hindi na kmi minors may makukuha pa po ba kami???
hi!!ask ko lng po kung anu gagawin..my father died last july 2011.bir employee po sya for 30 yrs. ngfile na mom ko for death claim last yr pero na deny kasi kulang pa daw affidavit of surviving legal heirs na form saka nso birth certificate.may spa na ko from my mom para sa gsis.ask ko din kung pwede ba kahit kmi na lng magkakapatid mgclaim ng death claim,kahit hindi na kmi minors may makukuha pa po ba kami???
GUD AM...PO...TANONG KO LNG KUNG PAPANO MAG CHANGE NG CELL PHONE NUMBER NA NAKA FILE SA ACOOUNT KASI PO NA CORRUPT PO SIM KO PARA TULOY ANG UPDATE NG GSIS SA AMIN..SALAMAT PO
Go to the GWAPS Kiosk and put your GSIS ECard in the machine and update your cell phone number under the Member's Profile Info. Then tap Update and the details will save.
Gud Day po!
tanong ko lang po kung saan makikita ung online update ng Retirement pay ng tito ko..na process na po kase un
gud AM po saang site po ba makikita ang updates the retirement pay
I WANT TO CHECH MY FILE EDUCATIONAL ASSISTANCE ON MAY 11 2012 .DAVAO CITY GSIS I WANT TO RESULT OR ACTION OF YOUR OFFICE
hi, my auntie is a teacher from bicol, her husband died in 2010 and she is claiming for burial and survivorship, her claims was denied due her husband who died has outstanding housing loan balance, ???
siya pa rin ba ang magbabayad ng balance??
my 5 year lump sum ended last july 2011. so on january 2012 I applied for resumption of my pension. I was made to apply for E-Card last march 2012. But until todate (may 23, 2012) I have not received my E-Card? Why?
paano po pag namatay na ang pensioner? ung pong napasok na pension sa atm nya pwede ba naming i withdraw, habang hinihintay ung nso for burial benefit?
@Panganiban Just go to the GSIS office and check it out. I think there is no online inquiry yet.
@Wewe same answer to Panganiban
@Maria please go to the GSIS office in Davao. Thank you.
@Ada Yes since she’s the legal spouse
@Mario Ecard releasing takes time po talaga sad to say. But don’t worry, your pension will all be credited to your eCard once it is released and activated. Always call the GSIS to follow up.
@Karen Yes it’s fine to withdraw the pension even if the pensioner died while waiting for his death certificate from the NSO. It usually comes after 2 to 3 months. The cash you withdraw after his death will be deducted from the burial benefits you will receive. Make sure you will file once the DC was released. You can file for survivorship if you are the spouse of the late GSIS pensioner. Read my other article about how to file for GSIS survivorship benefits to know what to do.
Mentalist acer Level 6 Commenter 14 months ago
My mom's on a state pension and insurance and in the U.S. you have to watch out for cuts,ouch!;)