SSS Benefits Philippines | Social Security System Benefits
90Know your SSS benefits, know your future security. This hub is a response from lots of requests and inquiries about the Social Security System benefits in the Philippines, shortly called from the acronym, SSS. What are my benefits? How to compute them? How to claim? Lots of people ask 'how to apply for my social security insurance' as well. You have to read this hub and learn.
If you’re
an employee working in a private institution or employer, you surely are paying
or remitting monthly contributions for your SSS. OFW (Overseas Filipino
Workers), household workers and all employees under the age of 60 other than
the government are covered for the social security benefits. For those who ask,
what if I’m not working in a company, can I contribute and become a member of
the SSS? The answer is YES. Surely you can. If you are self-employed, you can
apply to become a member then pay your contributions monthly or quarterly. The
same thing if you’re not employed but capable of paying monthly contribution of
your choice, you can still become an SSS member and enjoy all the benefits it offers
to each member. That's what they refer to 'voluntary contribution' . I have included the latest Social Security System Contributions
Schedule below for those who want to know how much they’re gonna pay monthly
according to their compensations. Feel free to ask if you wanna know something. Below is the SSS Contribution Table for 2011.
Before I go to the benefits, I just wanna say SSS is just one of the benefits of a common private employee in the Philippines. Just like any insurance, it is so helpful financial aid to all members and their beneficiaries. The others are the PhilHealth and PAGIBIG Fund. GSIS is a version of SSS mandated to all government employees. Just so you know and just to avoid confusions here. OK now the SSS benefits…
MP (Monthly Pension) Computation
- MP = P300 + (20% of AMSC) + 2% of AMSC for each CYS in excess of 10 years
- MP = 40% of the AMSC
- MP = P1200 (if your CYS is at least 10 or more but less than 20)
- MP = P2000 (if your CYS is 20 or more)
** Your MP will be the amount resulted from each of the formula above WHICHEVER IS HIGHER
**Take note that the AMSC (Ave. Monthly Salary Credit) and CYS (creditable years of service) differ from every employee as our salary varies from time to time.
** A retiree has the option to receive the first 18 monthly pension in lump sum discounted at a preferential rate of interest to be determined by the SSS.
**The higher your SSS contribution and CYS, the higher will be your MP
**A bill has been authored in the senate to raise the minimum AMP to 3000. Let’s hope it will be approved and be raise to 5000 or more LOL
SSS Benefits in the Philippines
SSS Retirement Benefit
The SSS Retirement Benefit is synonymous to old age pension or simply retirement pension. It is a lifetime cash benefit paid to the retiree every month after he retired or after he stopped working reaching the age of 60 or 65. Any old age pensioner can receive his monthly SSS pension provided he paid at least 120 monthly contributions prior to the semester of his retirement. He’s entitled to received 13th month pay every December as well. In case he hasn’t completed a 120 months of contributions when he reached his retirement, he is entitled to receive a lump sum amount instead. Qualified beneficiaries will receive 10% of the monthly pension benefits or P250 whichever is higher. This is so seldom because usually old age don't have children below 21 anymore upon retirement. How to compute for your SSS monthly retirement pension? What about the lump sum benefit? I have demonstrated a sample formula computation of monthly pension in this hub. Check it out.
SSS Disability Benefit
The SSS Disability Benefit just like any other social disability program adopts the World Health Organization’s definition of disability which specifically refers to “restriction or lack (resulting from impairment) of ability to perform an activity in the manner or within the range considered normal for a human being.” And who are qualified for this disability benefit? Social Secutity System members who suffer partial or total disability and have paid at least one monthly contribution to the SSS before the semester of unforeseen event are qualified. Disability benefit is also paid in two ways: thru monthly pension and lump sum amount. A disabled member is qualified to accept monthly disability pension if he has paid at least 36 monthly contributions to the SSS prior to the semester of unfortunate incident. However, the lump sum amount is granted to those who have not paid the required 36 monthly contributions. How much is the pension for disability? Just like any other type of pension, the monthly cash benefit is computed based on the disabled member’s number of paid contributions and the years of his membership. According to SSS, the lowest monthly pension is P1000 for members with less than 10 credit years of service: P1200 with at least 10 CYS and P2400 with at least 20 CYS.
SSS Sickness Benefit
Just like any human being who meets injury or sickness, SSS members can also avail for the sickness benefit. Sick benefit is a daily cash allowance paid for the number of days a member is unable to work for at least 4 days provided the member has paid at least 3 monthly contributions within the 12 month period prior to his sickness and all company sick leave pay for the year has been used. You ask how much will be the sickness benefit? The SSS member is entitled to receive per day a 90 percent of his average daily salary credit.
SSS Maternity Benefit
Obviously, the SSS maternity benefit is only intended to those female members who couldn’t work due to childbirth or miscarriage. Any female qualified for this is granted daily cash allowance provided she has contributed at least 3 months at the SSS within the 12-month period immediately before the semester of her childbirth or miscarriage. How much would be the maternity benefit? According to SSS, it is equivalent to 100 per cent of the member’s average daily salary credit multiplied by 60 days for normal delivery or miscarriage, 78 days for caesarean section delivery. Have questions? Feel free to ask me by commenting.
SSS Death and Funeral Benefit
Sounds morbid but we only die once. lol Anyway, if a SSS member died, his qualified beneficiaries and dependents could receive death and funeral benefits from the insurance company provided they are his legitimate spouse or children, illegitimate or adopted children under 21 of age. What if the member was single? His parents are qualified beneficiaries. What if she has no family or parents anymore? Well then the benefits will go to me. lol Seriously, the money will go to anyone the member listed as beneficiary in the SSS records. So it is very important to list and update your beneficiaries. When you died your soul can’t negotiate with the SSS anymore. There are two types of benefits for death and funeral: monthly pension and lump sum amount. According to the Social Security System, monthly pension is granted only to the primary beneficiaries of a deceased member who had paid 36 monthly contributions before the semester of his death. The lump sum on the other hand, is the amount granted to the primary beneficiaries of a deceased member who had paid less than 36 monthly contributions before the semester of death. The secondary beneficiaries shall be entitled to a lump sum benefit. If the beneficiary are entitled to receive monthly pension benefits, he will receive 13th month pay every December, too.
SSS EC Compensation Benefits
All SSS members both employees and employers are automatically entitled for the EC compensation program to receive generous benefits. Benefits from sickness, injuries, death, and disability are just among the broad coverage of this type of benefits from the Social Security System. I recommend checking out this official website to understand the EC benefits totally.
Loan Benefits
As a member of the SSS, you may also qualify to other benefits such as member loans, housing loans and business loans.
Do you know your SSS benefits?
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How to get SSS Number Online
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SSS Online Inquiry
- inquire about your SSS records, contributions, loan status online
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hi,ask ko lang po...63 na ako sa Nov.,paano ko ba makukuha ang contribution ko sa SSS? 70 months lang ako nakapahulog,maari ko bang ma-claim yun? paano ba ang gagawin ko? salamat po...
ask ko lang po, pag na injury (LINE OF DUTY) ang isang sss member. what is the minimum number of days ang kelangan ma ubos na sick leave para maka avail ng EC benefits?
ask ko lng po my website po ba kau na kung saan pwede malaman kung isang sss member ang isang tao? kung wla po anong pong pwedeng gwin.
In addition to the formula for computing retirement and other benefits, can you also create an app that will allow members to determine the amount of benefits?
pwede paba ma claim ng mother ko un sss burial at benefits ng father ko. He died 20 years ago.sana ma explain u sa amin what to do and what we need to prepare para ma claim ng mother ko ang sss ng father ko. Thanks
Filing a sick leave with (sore eyes) do we have a benefits
claim? thank for advise?
it's my 6th childbirth...what are my sss benefits if i decide to have bilateral tubal ligation? thanks!
Can a SSS member who already filed his retirement still avail of the sickness benefits since he has not yet receive his monthly pension? Anybody who knows the answer.
i was retrenched last aPRIL 30,2012,can i still file a personal loan?
what if my employer won't give me cash advance in my maternity benefits? what are the possible penalties for this? what should i do to claim this? need your reply....
sabi sa maternity benefit "Any female qualified for this is granted daily cash allowance provided she has contributed at least 3 months at the SSS within the 12-month period immediately before the semester of her childbirth or miscarriage".. baket sabi po mismo sa SSS atleast naka6months contribution makakaclaim kami.. pano po un ibig sabihin dahil sa january2012 lang kami nagbayad at manganganak ako sa august wala kaming makeclaim? tnx po..
hi sir/madam,ask ko lang po kung paanu ko icontinue yung SSS ko po?paanu po ang gagawin ko,last na nakita ko ang sss ko ay noon ng loan ako,diko lang alam kc kung anong taon basta natandaan ko 90's pa,i hope to hear from you soon thank you po,GODBLESS
my grandfather died last april 13,2012. Since his a sss pensioner. We file and submit all the requirements needs for his burial payment in butuan branch. But until now we don't receive any call or payment from their. Its take for long ba talaga?
d2 po aq sa manila nag file ng mat 1,taz sa pr0vnce po aq manganak,ok lang po b na don q i pr0ces ung mat2?
hi good day! ask ko lang po about sa SSS educational loan? applicable po ba sa mga may balance na salary loan? tnx po.
Hi, ask ko lang po what if namiscarriage ka, then naavail mu yung maternity reinbursement mo. After 2 mos nabuntis ka ulit, cover pa rin ba yun ng sss?
Thanks
I just want to know if a member reached the 120 required monthly contributions,don't have to make any further monthly payments... I already made 140 monthly contributions.
Thank you very much
I'm past 60 but still working. I've been paying for my SS before but have been out of work for several years. Now that I resumed working, is it possible to resume my SS membership at this time?
good pm po....i am pregnant now...but worry aq kc nagchange ng company name ung employer nmin and until now hindi p nareregister ung company, they keep on deducting from us our SSS, philhealth, BIR, and pag ibig contribution...last dec 2011 until now hindi p nahuhulugan yang mga yan...ask q lang qng makaka avail aq ng maternity benefit ng sss and ano pwede qng gawin para ma avail q ung maternity benefit q...salamat po and i am looking forward for your reply...
what will happen to my pension for the month of may 2012 now thatexport & industry bank closes.kindly advice to rching59@yahoo.com My sss no. is 03-1867507-5. Thank you
ask ko lang po gusto ko kasing magself employee sa sss nasa abroad po ako my no. na po ako nang sss kaso iniisip ko lang kung may kaylangan pa ba akong requirments kung magself employee ako...or automatic bang pwede na akong mghulog sa sss kasi my sss no. na poh ako.....at pwede ko bang ipautos sa kapatid ko na sya nalang maghuhulog sa pinas kasi nasa abroad ako..tnx.....
hi po ask k lng kng bkit ganun po ba tlga ktgal ang pagclaim ng maternity almost 4 months na po wla pa po ako natatanggap voluntary member po ako,please reply me..........lgi po sagot sa akin wla pa
panu gmwa ng letter para bgyan aq ng employer q ng advance payment q sa SSS?
I just want to know whats the deal is.The SSS automatically stop the monthly pension of a survivor mom and my brother they are both paralize.They been receiving since 2007.The SSS was stopped since Dec.2011 the pensioner now are hungry no body wants to lend money anymore because they awe from different people so they can eat please help. My sister went to the nearest office but still no reply they told us to follow-up to the main office Manila.We dont what to do.We are very far. Its been 5 months. Please help thank you and May God bless the Social Security System.
ask ko po kung magkano yung monthly ko sa laon ? thanks po
ask ko lang po kung my makukuha papo akong maternity benefits kaht po ngresign npo ako s work pero nahulugan naman po un ng march2011-jan2012. nkapgfile din po ako ng maternity notification n tnx po...
gUddAy twentyfive..
hi, i woUld juSt likE to aSk f tiL wEn shOuld i haVe to wait for mY nEw digitiZed ID to be relEased?i fiLed laSt aUgusT and i alSo paid P300. untiL nOw there's nO confrMation eVen f i asKed the SSS info in oUr plAce..i reAlly nid 8 baDly..
thNks a lOt for d heLP..
hi just wanna ask dedlyn po ng payment q for january-april contribution yesterday, april 15..e sunday po khpon..pwede q pa po b mhabol payment?til wen po?
maylump sum pa ba kaming makukuhapatayn kasiyung byananko noong march 11 2012 pensioner na siya pagdating ng march 29 2012namatay yung byanan kung babae may lump sum pa ba si byanan kong lalaki pakitulungan naman kami pls... salamat
Hi twentyfive! Let's say I already have 132 total number of contributions. Should I still continue paying the voluntary contributions? If I will stop, would I be able to get my pension when I reach 60 or 65? Looking forward to your reply. Thanks.
author bigay ka ng sample computations ng monthly pension para mas maintindihan ng iba at ako, kulang kasi yung sa formula hindi included ang total sss contribution tulad ng sinabi mo higher mas mataas ang mp,pero average lang ang nakalagay sa formula, pakilinaw author
Good day,
matagal na po akong sss member nung nakapagwork ako dito sa pinas natigil lang po ang contribution ko nung nagwork abroad po ako now i want to continue by voluntarily contribution.Paano po ba?At kung makakapagstart na po ba ko uli maghulog how long po para makagloan po ako since di pa po ako nakakapagloan since then?Thanks for your answer responce in advance..Have a nice day po..
hi, pwede pa advise?
ano ba dapat gawin ko, kasi na misplace ko ang claim stab para sa burial benefits ng mom ko. Supposedly kasi, itanong ko pa sa office kung pwede ko na ba ma claim ang cheke form the burial of my mom, ano na dapat ko para ma claim ko pa yun, eh na misplace ko yung claim stab... tnx in advance
paano po ang computation ng maternity benefit for self emlployed? cesarean section po. thanx
paano po ang computation ng maternity benefit for self emlployed? cesarean section po. thanx
for retirement/pension, if ever hindi na-complete ung 120 months na contribution automatic na lumpsum ba yun? or pwede hulugan pa para maka-receive ng monthly pension??
ahh pwede pa pala ako maghulog para sa january - march 2012 ko..Thank You Tanong ko lang po pano po ba mag inquire ng contribution online para di na ako pipila sa pagkahaba haba ng pili at para mag inquire lang ng contribution ko.. Time is Gold... hehehe
Yes you can I think the deadline is on April 15 for the first quarter premiums
ask ko lang po kung pwede paba ako maghulog para sa january - march 2012 ko..kasi po nakalimutan ko maghulog at pwede paba ako maghulog kahit di ako nakapaghulog noong january - march 2012 as self employed thank you
How about for a someone like me po na voluntary lang ung contribution? How can I calculate the benefit that I can possibly get po if I can state a monthly salary naman in the first place? Lets say I was able to contribute lang for at least 3 months po dun sa 12 months na covered. san po iba base un? Thanks!
how do you compute for the amsc? is it the same as your msc?
how many week/weeks will I receive the payment from my employer if I already filled the forms of My Mat 1 and Mat 2to them....its almost three weeks when I had my miscarriage filed already the said forms.
hello sir hub author ...how much a miscarriage maternity benefits must be claim under voluntary contributions lets say my total contributions is 50 (under 300 pesos monthly bracket) and how do we know if its approved and when sss can release the benefits ?? pls reply. thnx
Good day po,
Ask lang po ako ng clarification, Im 5 months pregnant po kasi and unfortunately medyo complicated yung pregnancy. I had history of threatened abortion nung first trimester so I had to file sick leave sa SSS. My OB decided na hindi muna ako pagtrabahuin until pagkatapos ko manganak and I know for a fact na mga three months lang ata ang covered pag nag file ng sickness benefit sa SSS para may matanggap na fiancial support. My question is, kahit ba na consumed ko na at nakatanggap na ako ng financal assistance sa SSS thru sickness benefit, can I still apply for maternity benefit para may makuha pa din ako? Ang mahal kasi ng gastusin manganak and I dont think na normal delivery talaga.. pasensya na talaga ha, nalilito lang talaga :P
can i still get my maternity benefit even i gave birth 4 months ago
Andami ko pong natutuhan sa post niyo. Asked ko lang po hindi na kasi nag tra-tabaho ang Papa ko at meron na siyang 127 total contributions. Gusto ko po sanang ipagpatuloy para malaki ang kanyang pension pag nag 65 na siya o mag file na ng pension. Ano po ang magiging status niya -voluntary o self- employed na? hindi po ba mawawala ang na contribute niya in case ipagpatuloy ko pong bayaran? Thanks po!
good day mam !!!
ask lang po mam marami kasi nagsasabi na kahit hindi ka daw umaabot ng 120 months pwede ka daw makakuha lumpsum? 3 years po ang kanyang kontribusyon. thx and GOD BLESS
Pwede ko po bang malaman Kung ako member pa din ng SSS? 1994 pa po yata akong Hindi na nakapag email nyo na Lang po ako sa threestoogies_20@yahoo.com
ASK KO LANG PO ..KAILANGAN PALA NAKAPAGBAYAD KA NG 120MONTHLY SA SSS PARA MAKUHA MO BENEFITS/PENSION PAGDATING MO NG AGE 60.. SA NGYUN PO KASI 30 YEARS OLD PA LANG AKO, ANO PO BA MAGANDA? SA AGE OF 49 OR 50 NA AKO MAGSTART MAGBAYAD NG 1560 MONTHLY PARA SAKTO SA PAGDATING NG 60 ABOT AKO SA 120MONTHLY LOL... TOTAL NMAN COMPUTATION NG MP EH YUNG WHICHEVER DAW ANG HIGHER SO MALAMANG NA 40% OF MY MONTHLY SALARY YUN KUNG NASA AROUND 70,000 THOUSAND MONTHLY KO..TAMA PO BA AKO D2? PLEASE ENLIGHTEN ME ABOUT THIS OR PLEASE SEND ME AT MY EMAIL ADRESS adamxyle@yahoo.co.uk sorry kasi wala tlga alam sa SSS nabasa ko lang sa blog mo please sana magreply ka kung tama ba ako sa desisyon ko ..im 30 yrs old right now di p aako start magbayad sa SSS ever... thanks po
I" m here in is uae abu dhabi, my father died last october 24,2011... as a benifeciary ... what should i do , how can i claim my benefit
gaano po ba katagal ang pagkuha ng burial???kasi po isang buwan na po kaming nag file peo wla pa din po.........
good pm ask lang po kung paano po ma veverify ng para sa claim if ever totoo ung sinasabi ng uncle ko, sa sss po un sa father ko kung ako ang beneficiary,
Can i avail a maternity benefit? kahit 2003 pa po ako nag stop maghulog sa kadahilanan na ako'y nangibang bansa ng early mid 2003 to 2008 til no po wala po akong work. Makakaavail po b ako ng maternity? Tnx po and God Bless! ! !
hello po..nagtatarabaho po sa barko ang tatay ko mag aapat na taon na po syang missing kasi lumubog po yung barko na sinasakyan nya.matagal na po syang member ng sss.kumpleto po kami ng mga dukomento nagpapatunay na lumubog po talaga ang sinasakyan nya at isa sya sa mga idiniklara na missing.may mkukuha po ba kami na benifits sa sss?ilang taon po ba ang hihintayin namin para mka claim ng mga benifits kung meron man..pwd po ba kaming mka claim ng burial?pls reply po
ask ko lang po kung anong pwedeng gawin dun sa mga member ng sss na binawasan ng contribution at nai-remit na din sa sss kaya lang di pa naipopost kac po wala silang mga sss number na naisubmit sa employer at wala na din mahanap na files.
my husband is an SSS member.. is there any way I can also get benefits as the wife for my future hospital bills since i'm giving birth in a couple of months?
Gandang araw po. May aunty po kac ako na member ng SSS. Nakapagremit po sya about 18months. Last remittance po nya noong 2005 pa. Nag abroad po kasi employer nya. Ngayon po may sakit sya, cancer. Makakaavail po ba sya ng benepisyo? Ano pong benepisyo ang pwedi nyang makuha? At ano dapat gawin para makaavail sya? Thanks po.
ok so i live in north america but my tito died and left me as one of his pension beneficiaries and he died and now his family is asking for my documents so they can claim it? will it br alot of money i want to find out my rights because i think they want it for themselves.
bat po kau ganyan bat wala lumalabas pension mama ko wala sya pambili ng gamot kulang sweldo ko...maawa naman kau wala kayo pasabi...sabi 10 years partial dissability pension...d nga namin ma adjust kc gusto nyo kung san na file doon lalakarin eh panu un sa cdo pa un dito na kami nakatira...tawgan nyo mama ko...09204482337...pls.naman po maawa naman kau sss kagagaling lang sa stroke ang mama ko...hinaharang nyo pa wala kau pasabi...!!!!
What are the requirements for updating my sss pension,do i relly have to submit my US id cards
mam /sir panu b magloan pag self employed anu po ba ang mga kelangan...
hi po! ask ko lng po regarding sa maternity benefit..kapag po ba sa bhay nkunan saka hindi nagundergo ng d&c pwede po b mkaclaim ng maternity benefit? kc wala po akong naipasang histopath report dhil sa bhay lng po ako nkunan and sbi ng ob ko no need for d&c n daw po kc complete miscarriage nmn po ung nangyri sken..sbi ng sss need ko daw po mgpasa ng histopath report and sbi nmn po ng ob ko walng histopath report kc a bhay po ako nkunan bnigyan nya lng po ako ng med.cert..
ilan po ba ang monthly pension ng retired member sa SSS?
Ako po yong beneficiary ng tatay ko hanggang ngayon ay hindi ko pa nakukuha yong death benefit ng tatay ko kc hiningi pa po sa akin yong death certificate ng nanay ko matagal nang patay, wala po akong maipakitang death certificate dahil halos lahat po ng pinuntahan ko ahensya ng gobyerno ay walang record lalo na ho sa Bagbag Cemetery at sa puneraria, ano ho ba magiging opsyon kung talagang hindi maiprodyus death certificate nang nanay ko na matagal nang patay. Hindi rin kc matanggap yong aking mga papeles dahil kulang.
hi!poh,.gud afternun!,ask qo lng poh anu poh b mga kailangan pra makuha ang sss benefits?.ung frnd qo poh kc 72yrs old n ung ta2y d p rn poh mkuha sss benefits,.anu poh b mga kailangan pra ma claim n poh un?..tnx!poh,.
Good day... i am 55 years old and wants to pay some voluntary contribution till i am 60. I think about paying 1560 monthly. Is this a good idea? How much will be my monthly pension when i retire? Thanks...
Hi maam! I would like to know if I can avail the maternity leave? I will give birth probably this coming october or november. but my first contribution was just this january. maybe when I give birth, I can contribute 10 months already. Thank you and more power! ivon_luv14@yahoo.com
i filed my 1st maternity claim last year of january and received it after 2months and i filed it lately and my baby was already 3 and 2 months old my problem is should i qualify to file my 2nd maternity claim because my 2nd baby was already 3months old and 4 years separated from my job?
I WANT TO ASK IF STILL ACTIVE MY SELF EMPLOYER ACCOUNT? ARLYN LABAY ANG NAME KO NG AKO AY SINGLE... AT MERRIED NA KO NGAUN. I WANT CONTINUE MY ACCOUNT? ALSO I NO REMEMBER MY SSS NUMBER ACCOUNT., STILL I CAN OPEN MY SSS ACCOUNT? PLZ REPLY IF U CAN?
Thanks for this information
it helps a lot ^_^
my sister is about to retire this april 2012 and she was able to pay her MC( as voluntary) equivalent to his MC while she was still working (Php 1500 monthly)that was 2007-2009 and early month of 2010 she stop paying because constraints of income. Now she want to ask how much her monthly pension. byway she start working since 1977 up to april 2007 when she avail early retirement at the age of 55. Her last MC is Php 1,500.00
Thanks ....
gud day!
maam ask ko lng po , kng pwede ko po ma avail ang personal loan ko. nka 34 contributions na po ako so bale mi remaining balance po ako na 2months, so kng pwede po na paid up ko lng po ung balance para ma avail ko po ung benefits ko. paki send lng po ng respond through my acount aprilsolis07@yahoo.com. salamat po
ask lang po, my father was pass away last month, makakakuha ba ng lump sum and burial ang second wife neya gayong hindi naman sila kasal? answer please po.
I stopped paying monthly contribution last January 2011.
But I already have a total of 124 contributions.
Can I claim sickness benefit?
I will undergo operation this March2012.
Thanks in advance for the reply
Hello I wanted to ask about the Maternity Benefit. I was pregnant and working but had resigned before I gave birth. It has been months since I gave birth 4 months to be exact, can I still claim for the Maternity Benefit now?
Ask po ako ung materbity benefits ko po kelan marerelease kase po nung December 27,2011 ko p po pinasa sa brunei embassy ngayon po ay nndito n ako sa Pilipinas. kelan po kaya? Thanks
Tanong ko lang po yung wifey ko kasi resign na sa dati nya work ngaun kami na ang nag ayos ng maternity claim nya last january 2012 pa po yun until now wala pa! ilang buwan po ba bago marelease yung cheke nya...thank you sana po masagot nyo agad.
how can I avail my sickness benefits f I am self employed?
good day po..tatanong ko lang po sana kung papaano ko ulit mahuhulugan ung sss ko po?nagwork po ako sa pilipinas tapos po na stop na kasi knuha na po ako ng mama ko dito sa texas..pano ko ulit mahuhulugan ang sss ko galing po dito sa texas? thank you po,
hello po plss help pano po ma cancel yung application ko na maternity sa SSS..haha...so sorry i was trying to inquire pero diko po nakita nasa transaction po pala ako..huhuhu na submit ko po..i am single and not having a baby yet..plss help.
hello po..ask ko lang po pano i-withdraw yung application sa SSS ng maternity claim...kasi po try try ako diko napansin nsa transaction na pala ako nasubmit ko..hayyy buhayy...plsss help me.. thanks a lot
Gud day po! Tanong ko po sana kung paano ko efile yung maternity benefits ko kung yung apelyido ko gamit sa SSS ay yung apelyido ng dati ko pa asawa na mag-10 yrs na kami hiwalay, at wala kami separated papers na pirmado namin kahit sa barangay lang wala kami pirmahan, ang nangyari po abandoned marriage sa amin. Nag-asawa na po ako ulit ngayon at magkaka-anak na kami pero hindi kami kasal. Paano ko po efile maternity benefits ko nito? ang magiging anak namin ay susunod ang apelyido nya sa tatay nya sa birth certificate, na maging conflict sa apelyido ko gamit sa SSS. Please help nyo po ako kase kailangan ko na efile ang sss notification ko. Thanks po.
good day gusto ko pong mla man ung monthlycontribution ko
good evening po..gsto ko lang po sanang malaman kung posible po ba na hindi ma-approve ung finile kong maternity claim?kumpleto na po ako ng pinasang requirements and duly notified na po lahat ng MAT 1 and 2 forms ko..sabe nung staff sa SSS,papadala n lng daw po ung cheke sa kumpanya ko..yun daw po ay kung maaapprove daw application ko.so nagulat ako kc akala ko once ma-file lahat ng kylangan,ok na.dapat po ba kong mag alala kung maaapprove un o hindi?by the way, i am still employed,at wala namang problem sa contributions ko.gano kaya katagal ang paghihintay sa result nito?
Hello! Just want to ask if what if you've become a Citizen of another country. Can you still continue to voluntarily pay your SSS contribution? Will you still be able to get anything from it afterwards even if you have changed your Nationality already? Thanks!
Hi.. tanong ko lang po,kung may expiration ang maternity benefits ng sss? i gave birth last dec. 11, 2009, pero ng inaayos ko po yung papers ko,, binalik ng sss skin at abrupt change ang nkalagay,binabaan ko po kasi ung last contribution ko kasi wla nko sa work ko that time,my nag ssabi sakin n pede ko na daw ayusin yun ulet dahil my work nko,at nhuhulugan n ito ulit ng employer ko, possible po ba n my makuha pako khit 2years old n baby ko, thanks..
mam kailangan po ba active kng nghu2log sa sss pra mka avail ng maternity loan what if 8months na q0ng hndi nka2hulog sa sss ko bgo ako nabuntis
hello po maam. ask ko lang po kasi yung dalawang friend ng father-in-law ko are claiming na they will receive 12,000 monthly pension upon retirement compared to my father-in-law's pension which is only 4,000. and my father-in-law thinks that his contribution is much higher than theirs. is that possible?
Hi!!someone ask here already on how to withdraw voluntary contributions or whatever contributions made in SSS since she moved to other country for good but i think there's no answer.Well,we have same question,is there a possible way that we can still claim the money we contributed whether made by employer or voluntarily paid,and we didn't reach the age 60-65 or the minimum years/months required..please help me,so i know what to do..because i move to other country and wanted to stop contributions but i felt bad if i can't have the money i contributed already..thanks
asking lang po, yung first baby ko 6 yrs ago at that time kakatapos lang po ng contrack ko sa work before ako nabuntis and nanganak ako wala na ako work pero before ako nabuntis meron ako sss. puede pa po ba file yun panu po and wala na yung employer,
just wanna know if there is an increase on the monthly pension this month?
hi po,,, i just wanna ask if i can still file for maternity benefit even i give birth 4 years ago,,,thanks
Hi, gusto ko lang pong malaman kung pwede ko mawithdraw ung sss contribution ko kasi im permanently residing in different country now. So far I have a total of 8 years sss contribution. Kung hindi po ako ngkakamali, before early withdrawal of contribution is allowed if it is due to migration. If i cannot withdraw it under any other circumstances and im retired, would i be able to enjoy the pension benefits even if im living in different country and have different citizenship already? thanks po.
Sir/Madam magtatanong lang po how can I apply for maternity benefit I had miscarriage (2 months) last month I did not apply it because I do not know even in our office maybe they also do not know. What are the requirements and where can I apply. Thank you very much. Please reply me on my email address - helenorita@yahoo.com.ph
hello good day madam /sir....gusto ko po malaman kung ang survivor benificiary ng SSS for 10 years ay mag-asawa na at kasal sa iba ,ay still continue my SSS benifits as a widow last time for 10 years since my husband died last 2010.I am now living here with my second husband in USA..gusto ko po malaman kung I am still an SSS benificiary since the SSS Office now ay having a check up to the members and wants to submit papers that I am still alive but am alive and married ,gusto ko lang malaman kung meron pa ba akong benifits now nag aasawa ako muli.Thanks Pls send ur answer to my email adress...noe_57@yahoo.com.. Thanka
hi good evening. im here to inquire on how to check my uncle's company that is listed on SSS because the family of my uncle need to know it for the compensation / benefit maybe..
hi! ngayon ko lang po naalala na nagschang po ako ng status from self employed member to voluntary member. once lang po ako nabayad ng quarterly sa VM, nung time na nagpachange ako ng status which was jan-mar 2009. after nun, til now sa records ko po sa SE na pala uli ako nagbabayad. ok lang po ba yun?
hi mr hub!dti poh akong factory worker s isang comp.dto s phils for 5 months so contructual after nun finish contruct n then nanganak poh ako after dat,after a year nkalipat ako s ibang company n sakop ng isang agency so renewal bt since i gt pregnant again, the first baby was filed in sss for maternity bt it was nt completed he was 4 years old now. my question is can still both filed for maternity the two children at the same khit ilng years n rn akong naka'stop s work,,plz answer my question thanks a lot and more power..im still here waiting tnx
sir panu po pag ala pong id pero mag apply ako for maternity ko
sir, paki forward naman ung monthly contri ko.;; including yung balanse ng loan ko matagal na.
hi, i read your explanation about the creditable years of service.."the periods where a member continuously contributed his premiums without lapses". I stopped paying my premiums for 15 months but I paid for 82 months when I was employed and now I am paying again as self-employed. My question is, how it will affect my benefits? I can't use my previous payments? Hope you can answer. Thank you! =)
gud mrning!paki clarify nman all about ofw contribution,tnx!
good day!
I have a question lang po if maka-avail po ba ako ng maternity claim? employed po ako right now sa isang company kaso po may-aug lang po remittance ko,inform nila late posting lng po daw..maka-avail po ba ako??thank you
gaano poh b ktagal bgo mkuha ang maternity loan after maipasa ang mga requirements?
how can i compute my maternity reimbursement i am no longer working but i continued my contribution voluntarily? thank you.
Hello good morning just wanted to ask a question i am a member since 1994 and my question is how can i change my last name while im here living in new jersey usa my last name before was Ba i was annulled since 2008 i remarry with an american man i need to change my last name but how?hope to hear from u soon
thank you so much
your member
Marites BA
WHAT ARE THE REQUIREMENTS IF I WANT TO AVAIL OF MY RETIREMENT PENSION. I WORKED WITH SAN MIGUEL CORPORATION FOR TWENTY YEARS AND WITH COCA-COLA BOTTLERS, PHILS. FOR THREE YEARS. AFTER THESE I WENT INTO BUSINESS BUT I CONTINUED TO PAY MY FEES.
Hello my lovely people,my names is Mrs.Sylvia Barons .i saw your question and i decide to referred anybody who is dire in need of loan to this God fearing woman because when i have bad credit is this woman that gave me{ $280,000] .you can get to her via Email robertapaulloanfirm31@yahoo.com tell her Mrs.Sylvia Barons referred you to her who she gave a loan to.
Good luck
Gudam..
thNx a lot twentyfive for the info..
Godbless...
I would like to ask if an employer wasn't able to pay SSS contribution for 8 mos, even the salary loan but still was taking it off your monthly salary, can I sue them and make them pay?
gaano naman katagal makuha un maternity ben.? 4 example nag file ako ngayon ng form. thanks
hello mr hub! yung father in law ko ay 60 years old na ngayon, nakacontribute lang siya na apat na beses sa sss.okey lang ba na ipagpapatuloy nya ang pagcontribute until he is 65? makakaenjoy po ba siya sa benefits kahit hindi na nya ipagpapatuloy sa pagbayad?wait for your reply.salamat
tanong q lng po kc ung father q po ang sss pensioner tpos namatay n po sya at ung nanay q nlng po ang kumukuha ng pension pero namatay nrn po ngaun po d p nmin nre2port since 2009 p nmatay d nman po kc nmin alm ano po kayang gagawin?
may i know po if a single mom can take advantage of sss' Maternity benefit?
Hi, my mom wanted to apply for SSS but she had never work since she had me. I'm already 20 yrs of age and i think she stop working when i was 2/3 yrs old.
She's capable of paying monthly/quartely, whatever suits her. My question is, can u give me just an overview of how much will she be paying each month/quarterly and how much will she receive when she retires? thanks!
gud pm po pwede ko po malaman ang membership number ko sa sss at kung active pa po
good day! tanong ko lang sa maternity benefit kc nakalagay amount to receive should be 100% of the basic salary kaso ung nareceive ko na first half ng maternity benefit ko eh 15K lang eh ang basic ko pumapatak na 26k. i found out that 15K is the maximum amount that can be given to employee. Is the employer compelled to give the employee the difference of the maximum SSS benefit & the basic salary?
How much monthly pension will a retiree receives if he has completed a 240 monthly contribution before he retires and that his monthly basic salary is Php25,000.00 when retires at the age of 60?
kapag poh ba twins ang baby,,may dagdag yung benefit or smae amount din poH?thanks poh sa magrereply...
I already have 36months contribution last june 2011 and I resigned with my private employer.And I just found a new job and started working last november 22, 2011 can i avail for the sss salary loan? when can i possibly apply for the sss salary loan...?Thank you
low po i am more than 1year sss member....kapanganak ko lang po last december 6,2011...ask lang po ako if mkapag avail pa po ba ako ng maternity benefit?...ano po ba ang requirements?....i am a private employee....i am waiting for your response tnx po....
Good day!
I have relatives and friends abroad at gusto nilang magbayad ng kanilang SSS contribution pero wala silang sapat na panahon at di rin nila alam kung papano nila ito babayaran doon. Kaya tinatanong nila ako kung pwede ba daw ako nalang maghulog ng contribution nila sa SSS since nandito na ako sa pinas. Maraming salamat po sa mag rereply.
sss member poh ako ask ko ang if pwede po ako mag avail ng maternity benefits nkapag work na poh ko sa dalawang companies last year and now im 6 months pregnant...qualify po ba ko sa maternity benefits...un employed na po kasi ko ngayon........
ask q lang po . i am 5 mo pregnant. pwede pa rin ba aqng magcontribute as self elmployed. pwede po ba yun. my makukuha po ba aq for maternity benefit. due po aq sa may 2012
bakit ang tagal po ng pag bigay ng sss.disability. october 2011 pa me nag submit,hang gang ngayon wala pa po.
Requesting to direct this comment to: Administrator, SSS Philippines.
I am a retired Filipino SSS Employee, who received pension benefit since the time I turned 62 (retro active)from 2007.
Sincerely yours
My wife and I are now resident of New Zealand and since turning 65, (2010) qualified age to receive NZ Pension (Superannuation). One of the conditions, if you received overseas pension, (presumably one provided for by a government pension benefit from that country) this effectively be deducted from the NZ pension benefit you received.
We have raised this issue with the NZ Work and Income, Ministry of Social Development, PO Box 27-178, Wellington NZ. The understanding of NZ Work and Income, the pension benefit, we received from SSS Philippines are GOVERNMENT funded. We claimed on the other hand that this was NOT the case, as we contributed to SSS as well as our Employer contributing the same to the employees fund.
Our request and for the many other retired SSS employees in overseas, a letter send explaining and justifying that SSS Pension Benefits paid to overseas Retired Filipino are NOT subsidise government funded (GSIS) but a PRIVATE PENSION FUND.
Jose NGO
SSS No. 06-0173386-0
good day! tanong ko lang sa maternity benefit kc nakalagay amount to receive should be 100% of the basic salary kaso ung nareceive ko na first half ng maternity benefit ko eh 15K lang eh ang basic ko pumapatak na 21k. 6yrs na akong employed at tloy tloy naman ung payment sa sss benefit ko. Ano po ba ang tamang computation sa sss maternity benefit.tnx
ask ko po kasi married status ako sa SSS at philhealth... kaso hiwalay npo kami and hnd pa annulled...now un baby ko po is with different father na...pwede ko po ba gawing dependent si baby ko kht naka sunod un surname nya sa surname ng live in partner ko? thanks in advance
kanino kami pwede magsumbong sa employer na di nagpa sss samin?
Sir/Madam,
Gusto ko lang pong ma-clarify pasenxa na po. I am 36yo, only child of my mom who died recently. My dad abandoned us 30 year ago. Hindi na po ba ako entitled sa death benefit ng mom ko?
hi po! ask ko lng po regarding sa maternity benefit..kapag po ba sa bhay nkunan saka hindi nagundergo ng d&c pwede po b mkaclaim ng maternity benefit? kc wala po akong naipasang histopath report dhil sa bhay lng po ako nkunan and sbi ng ob ko no need for d&c n daw po kc complete miscarriage nmn po ung nangyri sken..sbi ng sss need ko daw po mgpasa ng histopath report and sbi nmn po ng ob ko walng histopath report kc a bhay po ako nkunan bnigyan nya lng po ako ng med.cert..
good afternoon ask ko lang po if i can still apply for maternity loan.. 3 yrs na ko walang work because studied.. now im about to give birth this january can i still apply for maternity loan as self employed? para mahabol ko before ng due ko.. thank you..
Sir,
I'm 52 years old and I availed the early retirement plan of my employer. what is your advise regarding my SSS monthly contribution.....do i have to continue my monthly contribution and how much..... please advise....
Hi, I'm SSS member living now in France.What's the procedure to avail of the maternity benefits for the OFW because I'm now 2 months pregnant.When I was in Davao, I was told to present myself to the nearest SSS office here in Europe(in Milan???) to prove that I'm pregnant. I'll be delivering my baby here in France.What steps should I take???Thanks a lot!
how to find OTC on my receipt on RS5 got on the bayad center at Sta. Lucia? i got T#123Z5678 there is Z and tried also remove all zero to make it 6 and sometimes there is no zero don't know what to remove always said ER not found on the data base :S
tanong ko lang po.. seaman ako at nagkasakit sa barko, so umuwi ako at pinagamot ng aking companya ng 4 months (120 days). ngayon fit to work na ako, at gusto ko mag aplly ng sick leave. mga ilang days yong makuha ko 120 days rin ba? at 90% sa arawang sahod ko?.....tank u po.
I worked in PH for 14 yrs before I moved away. Can I still claim my contributions as a lump sum, or at least get a pension, when I turn 60 yrs old?
Tama po bang taxable ang whole portion ng maternity pay ko kahit combination ito ng SSS maternity benefits and company maternity benefits?Ito daw po kasi ang company policy?
May I ask if there is another benefit aside from the usual Sickness Leave benefit if a member has undergone organ removal (gall bladder) operation? Thank you.
Does it really take months for SSS to process a death claim benefit? I am very disappointed that it's taking a long time to receive my claim. Please improve your system.
helo gudmorning, nagretire ako last october po sa company namin. how long does it take to get my retirement fee since my company filed it in sss manila. hanggang ngayon kasi two months na wala pang feedback. thanks.
Gusto ko po magloan, i had 37 contributions, unemployed since year 2000. I worked @ Jag apparrel,SM Inc(Cubao),&Shrangila Ortigas before. After that I continued my studies 'til I graduated last 2008,then passed the NLE in 2009,until now hindi pa po ako nagwork. Ano po ang ilalagay ko sa form pagnagloan ako?And how much po ang pwede ko maloan, gagamitin ko po kasi pang-apply abroad.Tapos po, yung sa Jag Apparrel Co., hinde po pala hinulugan kahit isang kusing yung SSS ko,pera nagdededuct sila noon sa sweldo,nalaman ko lang po after 5 years na,pano po pwede kong gawin,matutulungan nyo rin po ba'ko tungkol dun?Tsaka kung makapag-loan po ako,huhulugan ko nalang po voluntary.
Thanks po.
hello ask ko lang po paano ang gagawin if nanganak sa abroad ano po ang mga requirements na kailangan pwede po bang magfile ng maternity benefits dito sa ating embahada sa saudi, jeddah? May grace period po ba ang pagpafile? thanks in advance. evelyndizon-jeddah,KSA
Paano po ang pag compute ng retirement benefit and pension.
maam gudevening po,ask ko lng po regarding sa pag apply ng self employed sa sss,my stepfather ko po pd pb za mag apply ng sss,,64years old na za...till now wl prin za sss...thank you and GOD BLESS
mam, me makukuha po ba ako if putol2 ung hulog ko sa sss. tnx a lot
mam, ask ko lng kc po my due date is july-aug... ngaun last qtr lng po ulit ako mag start ng contribution ko as voluntary since march 2009 as empployed... may makukuha pa din po ba akong benefits as sss member?
hi!maam..question lang po,pag magcumpute po ba ng SSS maternity benefits ay 6mts or 3mts???kc po i am expecting to get my benefits in a higher amount.ito po cumputation ng accountant namin,before that monthly salary ko po ay 9,100 from 0ct to march my sss contribution is 266.70,den tinaasan ako ng april nanging 10,833.42 so my new contribution to sss is 333.33 naka 8mts contibution plang ako,then ng file ako ng leave tulad ng requirements ng sss. my accountant give me the formula as she computed 6mts(8,000x3=24,000 nd 10,000x2=20,000 total of 52,000/180=288.89x60days=17,333.40 daw yong makukuha ko,pero ng matangap na po namin ang cheke galing SSS 8,000.00 lang po cumptuation nila??i wonder how,why??bakit po ganun??may mali po ba sa cumputation namin???pls..answer my question..
Thank you and God bless!!!!
TANONG KOLANG PO, KUNG MAY PENSION DIN ANG ASAWANG NAIWAN NG NAMATAY NA ASAWA NG MIYEMBRO NG SSS.MAGKANO PO ANG MATATANGGAP NA PENSION NG HUSBAND NG NAMATAY NA ASAWA.
hello po.. ung kuya ko po ay member din ng SSS, meron xa unang naging asawa which is kasal sila in CIvil... pero habang nasa abroad xa ay palihim na nagloko ang misis at nabunti xa, nalamn ng kuya konoong bigla xa umwui,,ngyaon may bago na asawa, na kung saan ung pinapakita na marriage contact ay diko alm kung totoo o hindi kasi di pa annul ung unang kasal ng kuya ko at diko ko nalam na nagpakasal kuno sila ng kuya ko..(second asawa daw)...at may passport xa na gamit ang apilyedo ng kuya ko...ang tanong ko po ngayon,,pinapalitan ng pangalawang asawa ng kuya ko ang mga beneficiaries from his original children sa mga ank nya ngayon,,, para sila na lang daw ang magbenefits,,, pwede po ba un,,
gud morning po ask ko lng pno ko malalaman kng hinulugan ng agency ko ung sss ko at pano ko masusubaybayan...
good day! ask ko lang po kung pde mag house finance ang SSS, voluntary member ako as of now tuloy tuloy ang voluntary contribution ko which is Php 520.00/montly. My planning is to pay cash my 5 yrs and 3 months balance for exact 10 yrs contribution. Meroon po ako bahay sa Greenwoods Subdivison Dasmarinas Cavite worth 3M nais ko po iapply as housing finance. puede po ba kaya iyon? Narito po ako ngayon sa ibang bansa naninirahan dahil ang common husband ko ay foreigner parehong member kami ng SSS kaya lang siya ay Company contribution noong nagtrabaho siya sa Pilipinas sa loob ng 1 yr. Parehong nasa pangalan namin ang bahay at nais din po ng mister ko ituloy niya ang kanyang hulog kahit mag Voluntary Contribution na lang siya dahil meroon kaming anak na beneficiary niya sa SSS. Sana po mapaliwanagan ninyo ako.
thanks and God Bless!
Hi po, ngaun ko lang po nalaman na kailangan pla inform ang sss about my pregnancy. 32 weeks pregnant na po ako now, pwede po ba na pumunta ako sa nearest sss branch dito sa amin and submit the maternity notification form? Pls advise. Salamat
gud am pno ko b malalaman kung na naibigay n s agency ko ang cheche ng half payment ng maternity leave ko...?thanks
how many months of contribution is require to avail the maternity benefits?
good day,,i want to know if your husband died and youre already separated for long time,,but you have children in your costody,,,,how can i clame their rights to get benefits,,,while the policy number and all documents was in hand of relatives of the death?thank you
ask ko lang po kung gaano katagal processing sss sickness benefit? after ilang weeks ko makuha, if ever approve yung sickness claim ko?
panu po mgclaim ng maternity ? ngbayad po ako for 3mos. sept-nov 2011 po. db sabe atleast 3mos. panu po ba mgclaim nun ? tama na po ba ung nabayaran ang magkanu po kea ung mata2nggap ? salamat po ..
Will a company be any way liable if one of its employees claimed his retirement benefits from SSS but would like to still continue working? Since 60 is not a compulsory retirement age, the company cannot ask the employee to retire. What should the employer do?
Hi just wanna ask what could be the possible reason why my maternity pay was denied? I checked it online and it was stated that it is denied with this remark "SUBMIT CASH VOUCHER DULY SIGNED BY THE MEMBER EVIDENCING PAYMENT OF BENEFIT * wrong key-encoding" TIA
good noon po.panu po ba malalaman ang sss numbers noong 1975 pa.salamat
pd ko po bang malaman kong ano ano po ung mga sakit na pd ifile sa sss?
Sir, all my document are already completed.and I am waiting the processing and asking when I started to recieve my monthly salary.
Hello ask ko lang po sana if pwede pa ba ko magclaim ng maternity benefits, kapapanganak ko lang last September 25, pero work at home po ako under a private company... Nagkapagfile lang ako ng leave nung time na malapit na ko manganak siguro mga 3 days lang yun then after 1 week nagwork na ko ulit. Counted pa din po ba ko sa benefits? Ngayon ko lang kasi nalaman yun first time ko kasi magwork sa private company.
i stopped contribution in 2002,but i have no existing loan,i pay contributions for 12 yrs..am i entitled for a pension even if i don't continue paying contributions..thanks
hello twenty five, may i ask. wat could i claim from sss if my mother had just contributed for 2 yrs? and my sister had just given also 11 yrs?
hi ask ko lng kung pano mag-update ng monthly contrbution,voluntary ako and im cotributing 520/month pero gusto ko 260 na lng icontribute kc medyo kapos na,ano ba dapat kong gwin? thanks.
hi ask ko lng kung pano mag-update ng monthly contrbution,voluntary ako and im cotributing 520/month pero gusto ko 260 na lng icontribute kc medyo kapos na,ano ba dapat kong gwin? thanks.
Thanks for the response. But can I still avail the benefits if I would pay the remaing months up to Oct 2011? and if I change my status from employed to voluntary, will I able to avail the same benefits or will I pay the whole year for the voluntary member? thnks
hi! ask ko lang, anu ba yun step by step procedure pra mka avail ng Disability benefit? thanks!
Hi, SSS member po ako. Employed po ako for how many years. Last Feb 2011 I decided to took a rest. I wanted to continue my contribution para ma- avail ko ang mga benefits ko. I wanted to continue as Self-employed. in case bayaran ko ung remaining months ko na wala akong work, maa-avail ko po ba ung benefits ko? I am 8 months pregnant now. mgagamit ko po ba this last week of Dec or first week of January ang Maternity benefits ko?
ask ko lang po kng mkakakuha pa ba ako ng maternity benefits kaso 4yrs old na po ung anak ko?... and hndi po continuous ung contribution ko pero more than 6 contributions na po un? thanks po
hi
nagwork ako for 3 years and 5 months, then hindi ko naupdate ung voluntary membership ko for july-sept2011.. i already paid my contribution for oct to dec, 2011.. pano po macompute ung maternity benefit ko on feb 2012 (cs delivery). thanks! :)
thanks for the prompt reply...
follow up question..
(just in case i get the chance to update my membership from employee to OFW within this year).
i've read some articles that for OFW members they can opt to pay their contributions annually and they can remit their contributions anytime of the year (or until Dec.31). If so, then this could allow me to pay for my lapsed months which i could not possibly do if my membership type is still employee? thanks alot..
I know that you can no longer pay for the lapsed months as SSS premiums cant be retroactively paid. You can only pay for October 2011 and the remaining months you wanna resume..Also make an update to change from employed to voluntary member.
can i still pay my contributions for the lapsed months? i had resigned from my work last June 2011 and currently lives outside the country. I'd like to continue my contributions in SSS so can I still pay for the lapsed 5 months (June to October 2011)? Thanks in advance!
Fantastic hub!Thanks for sharing.
I just turn 60 last year and was able to get my regular pension this year was able to complete my 289 monthly contribution...and my ave monthly credit is 6,233.33 but i only received 3,000 a month in my bank. can you help me clear this problem...Thank you
ask ko lang po kung tutoo po bang walang matatanggap na death clim if meron existing na lump sum tnx po
ang hirap tumawag s number ng SSS..ive2rify ko lng ang ma-cclaim ko s maternity benefits...wla n bng ibang way para mg verify?
pwede pa din po b mkakuha ng maternity benifits hnggat di p po tumutuntong ng 15 yrs old ang batang ipinanganak? i mean kgya q po 3 years ago p po ako nanganak pwede p din b ako kumuha ng maternity benifits?
hello, regarding maternity benefit what if i have contributed 2 yrs continuously but stopped for about a year now. am i still entitled to get this benefit? what if i have decided to resign to my current work due to pregnancy as well? thank you
gud day sir and to the followers of this hub...me question po ako,. what if one of your beneficiary confine to hospital for several days and the member didn't reported to work since he/she accompanied the patient in the hospital.. is there any benefit can a member get from SSS? tnx
im an SSS member since 1997 to 2008 before i left the country to work in UAE for almost 3 years...i inquired to continue my contribution last year but SSS Manila said it's okay even if i don't continue giving contribution since i already completed the required number of period during my employment here...now i am pregnant and would like to know how to claim maternity benefit...what are the process and requirements needed? and how much will i be able to claim for such? Thanks...
hi! ano po ang qualifying conditions ng voluntary member to avail of maternity benefits?
Hi dati po along may sssbut diko pa po nahuhulugan I plan now hulugan ko but papano at papano ko makuha card ko iba napo kc add ko sana maumpisahan kona ang sss ko dito aq u.s sa father ko san ba ko pwede magbayad ng sss:-)
Hi, i just want to ask if i can still be qualified to apply for SSS and enjoy its benefits even if i am currently living in greece?
thank you!
Hello! Good Day! I got a question. My previous employer was a private sector. I was employed there for 8 mons. I checked my monthly contributions and happy to find out that it's exact 8 months. For now, I am employed under DepEd. I went to SSS office and asked if I could still continue my contribution. The officer there told me that I could still pursue my membership under voluntary which is 520 a month. Is it all right? Is it ok if I am government employee?
ask ko lng po kung nhhulugan ng agency ko ung aking sss?
Ask ko lang po if pwedeng maging benefeciary ang mga pamangkin?
what if the member dies after giving birth and the company had advance her maternity benefit, will SSS still give reimbursement?
gud pm po.tanong ko lang po bka pwedeng maavail ang pesion ng 55yrs.kc po di alam natin ang panahon sayang naman kung hindi mapapakinabangan.masyadong matagal po ata ang 60 yrs.salamat po.
i am 26 years old and my mother died last 2 years ago..i am the only daughter, my father also died already.. i want to ask how much will i receive from the death claim of my mother.. she has been employed for 28 years under a pharmaceuticals company..and her number of contributions is 319 and my mothers pension suppose to be is 5000 pesos a month.she died at age 54. pls answr my questions i need some clarifications.tnx
gud eve poh. ask ko lang po kung pano macontinous hulog q sa sss. d poh q nkapag file s sss bago ako umalis ng pilipinas. taz my niloan din po q. pano q po matutuloy pag babayad. thank u po.
maam..saan pa po ako pwede magfollow up? kc ung sss po bayad na po ung maternity ko nung august pa..pro ung company ko po nde pa binibigay sken..nde pa dw nila nakikita ung check number pro tiningan ko sa sss settled na ung check naka name sa company nmen nung august pa..saan pa po ako pwede mag follow up pra makuha ko na agad..sana po ay matulongan nyo ako.salamat
meron po kasing past due ang sss ng nanay ko sa loan nya...pwede po ba bayaran sa mga bayad centers yun...
id like to ask kc na confuse po ako with regards po sa death claim ng father ko namatay po sia last month lng hes 64 years old and isa po sia pensioner na bali 4 years na sia pensioner then hes has a monthly pension for almost 8 thousand hes contribution is about 351 mos. Question ko po:
peron pa bang kukunin NG mother ko na death claim niya nia aside mo sa funeral benefits nia. magkano nman po yun?salamat.
gud eve po... almost 2 years na pong patay father ko, pag na claim po ba namin ung pension ng father ko po matatanggap pa po ba namin ung past month cmula nong namatay ung father ko... umaasa po akong sasagutin po ninyo salamat.
buti kapa twentyfive nagbibigay ng info/nagrereply sa tanong/nakakatulong...unlike ng ibang impleyado ng sss....
pwede po ba mag-apply ng condonation? 2006 pa kc di ko nabayaran sss loan ko, early retirement po ako
may loan pa ako ng mag resign ako at sa 2012 ay magsi sixty na ako babasin ba ang loan ko sa sss pension ko
good evening po. ask ko lang po kung makakakuha ko pa kaya yung maternity benefits ko. i resigned from work february of this year. i gave birth to my child january of this year as well. nakapag file ako ng mat 1 form, and nakuha ko na yung money for that. can i still file the mat 2 form? unemployed po ako ngayon and since nagresign ako, di ako nakapag contribute. please advise. wala kasi akong alam dito eh. thanks :)
i want to know my sss remitance coz til now i dont know if how much all otherwise i been a seaman of 10 yrs and i stop 2000 and i started to work her in philippines
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Hello!
Good evening! Can I exclude my husband as the beneficiary of my sss? we are married. but he has always been a bum and i feel that it's unfair that if i died (knock on wood) he would get all the benefits that i worked hard for. i would like to make my children the sole beneficiaries and exclude hime.
what are the sample of partial dissability that sss approves?
Na-grant po ako ng Permanent Disability ng SSS nung Y2009. Bago po ako nag file ng Disability nakapagtrabaho at nakapagcontribute npo ako sa SSS sa loob ng 12yrs. HIndi ko na po masyado nagagamit ang kaliwang kamay ko, numb po sya at deformed na. Nahihirapan n akong gamitin ang kaliwang kamay ko. Pagkalipas ng isang taon na tumanggap ako ng pension namatay ang kapatid ko na sumusuporta sa amin kaya napilitan akong maghanap ng trabaho at sa tulong ng aking kaibigan nakahanap ako ng work khit pa may kapansanan ako pero maliit lng ang sweldo. Dhil po sa nakapagtrabaho ako natigil po ang pension ko. Hindi npo ba puedeng mabalik ang pension ko? Khit nman po nkapagtrabaho ako hindi nman po gumaling o bumalik s dati ang kapansanan ko. Tulungan nyo po akong maliwanagan. Salamat po.
hi, had my baby delivered last september 13, 2011..the company advanced my sss maternity benefit but unfortunately they credited the amount to my payroll kaya naging taxable...my question is tlaga po bang taxable ang maternity benefit..ung first baby ko po kasi hindi kinaltasan ng tax eh, i was with other company pa that time..thank you po....
hi,how do i check the status of my maternity claimed online? I'm already registered to site but I don't know where to go. I filed last Aug.15,2011. Normal delivery lng me.. email me.bbustamante29@gmail.com/thanks much!
hi author,
my mother is voluntary member of SSS:she paid regularly for 8 years. and its almost 2 years until now that she was not able to pay at all. but now she wanted to continue paying, in this case is it possible to pay if she for example starting this month, she would pay an amount for a total of 5 months. to cover up those many months she wasnt able to pay?. gud day! thank you
I just want to ask,my mother had already contributed 10 years.She stop 5 years ago.now she wanted to continue to attain the retirement fee.she doesnt have work already.How much she will pay if she will continue but it is self employed?
its been a pleasure to say to thanks ...for being part of the sss ..
hi!my brother is working for a small contruction company and they do not deduct my brother monthly dues to be remitted to sss.i'm interested in assisting my brother to apply for a voluntary membership instead so that he can have something to get help from if in case he needs to get a loan or the other benifit sss has.
My questions are:
1. Is he eligible to be a voluntary member even if he is employed?
2. How can he apply for a voluntary membership if he has an existing sss number already?
Your response is greatly appreciated. Thanks.
gud pm po. namatay po yun brother ko abroad. sa abroad din po sya nilibing. yun asawa nya ang nagbayad ng funeral expenses. nasa abroad din po un asawa nya. pwede po ba na ako nalang ang mag asikaso at mag file ng funeral benefits? hindi ko po alam kung kanino pangalan ilalagay sa claimant. pangalan ba ng wife or pangalan ko? kasi po ako ang mag aasikaso. ano po ba ang ilalagay sa SPA ng sister in law ko? kelangan po ba ng marriage certificate pag nag file ng funeral benefits?
hi. bakit matagal ipost ang mga payments since last year? ito ay kabayaran sa mga buwan na di nakapagremit.tapos na since july, hangang ngayon di pa naipost na bayad na...meron ng gustong magfile ng retiremetn kaso mo nga hindi pa raw napost yong mga delayed payment. although last july pa natapos ibayad ang pdcs..hangang ngayon, di pa makaclaim ng retirements. over 60 na
i'm a separated member and a non-working spouse and would like to continue my sss contribution. how much do i have to pay monthly? my husband's monthly income is 10,933.00 only. thank you.
yung papa q po 11 years kming inabandoned pero kasal po sila ng mama q.den nagasawa siya ulit 4 sure di legal un.my marereceive po ba kmi sa sss ben.niya kxe kareretire niya den my kapatid pa aqng dlawang minor.13 at 16.sabi niya pinalitan niya ung beneficiary pinangalan niya sa bago niyang anak na 3mons.old palang
Gd am! Tanong ko po pwede po ba ako mgclaim ng maternity benefits ko kahit hindi na ako ngcontribute sa sss for 11 years.pero member po ako kaya lang five months lang ang contribution ko last 2000.Nanganak po ako 2004.please reply
I am 8 months pregnant and working abroad. I forgot about anything regarding SSS maternity benefit. Is it possible to apply for this benefit? Please tell me how, sayang naman yung contributions ko.Sana me considerations.Thanks.
great hub..my last contribution was in July 2011 and im planning to file a loan by october. Do i need to pay for my contribution for the months i was not employed?coz it says i must have at least 3 months of contribution,thanks
PAANO KO PO BA MALALAMAN NA AKO UNG BENIFICIARYNG NLAGAY NG DADDYKO SA SSS?NAMATAY NA KZ XA ALMOST 3 YEARS AGO EH!MY KARAPTANPO BA AKO SA SSS NYA?KHT D PO CLA KASAL NG MAMA KO APELYIDO NYA UNG DINDALA KO!PKICHECK NAMAN PO!WILLY BOY LACSON.YAN PO UNGNAME NYA!
gud pm,my son was confined in the hospital for 4 days fm sept16-20 2011.can i have a claim for his sickness as my dependents?hope to hear fm u soon.tnx & best regards.
does sss require continuous monthly payment of the self employed member for 120 months until he can have his pension? or will the pension not be allowed if there is a lapse in payment? Could a self employed member pay such lapses to be able to enjoy retirement benefit?
ASK KO LANG PO ABOUT MY SSS ID, I HAVE MY SSS ID KAYA LANG PO ANG NAME KO DUN SINGLE NAME KO PA RIN. GUSTO KO PO SANA MAGKARON NG BAGONG ID NA MAY MARRIED NAME KO NA. KELANGAN PO BA NA PUMUNTA PA KO NG PERSONAL SA SSS MAIN OFFICE O PWEDE KO NA IPAAYOS SA EMPLOYER KO. THANK PO.
GUD PM.. ASK KO LANG PO KUNG BAKIT YUNG AMOUNT NG SECOND LOAN KO AY KAPAREHA LANG NG FIRST LOAN KO. DI PO BA DAPAT MAS MATAAS NA KASI SECOND LOAN NA PO YUN? THANKS PO..
AKO PO AY NAG LOAN 2 YEARS AGO.HINDI KO PA PO NABABAYARAN UNTIL NOW.PWEDE PO BA MAG REQUEST KUNG BABAYARAN KO NA WALA NA YUNG INTEREST. SALAMAT PO.
i lost my SSS i.d how can i replace my i.d where i should go and do?.. and havent pay for 1 year my sss.. is der any charge not paying.. thanks
how many times can I claim for sss maternity pay?
hi. i just want to check if i can claim maternity benefit and sick benefit consecutively. iam currently pregnant and will be due april next year via c-section. i also have a myoma that needs to be removed 2 months after my caesarian operation. will i still get benefits from sss for my myectomy if i already received maternity benefit? thank you. God bless.
gandang hapon po,ask ko lang po,kasi end of contract na ako sah company na pinapasukan ko before,last month ko dun nung feb,tanong ko lang po kung may maku2ha akong maternity benefits sa sss ko,7months pregnant po ako ngayon,anuh pu mga kilangan at panuh magfile ng maternity benefits.?.sLmat...
A pensioner retired for years ago who is now 69 and died recently but not made any application/claim of his pension. can the spouse claim that four years pension aside to her being a primary beneficiary?
Good day! na operahan po ako ng TAHBSOO last july 23, 2011, ask ko lang po kung makaka avail ba ako ng disability benefit, member po ako ng SSS from Dec. 2009-Feb. 2006 tapos diko na continue ang contribution kasi wala na akong work. Thanks
Hello, My 64 year old, single, no family uncle died last March and found out that 3 of his pamangkins are his beneficiaries.Ang question ko po..pwede ba i-claim ng isa sa mga beneficiaries ang lump sum sa SSS or dapat present ang 3 beneficiaries? May expiration ba ang pag-claim ng lump sum? Thanks
pwede ko po bang malaman kung magkano ang makukuhang lump some money and monthly pension kung nakapaghulog ka ng lagpas 10yrs.?
Good Day! yung father ko pa namatay sa canada nung May 2008..may common-law wife sya don. legal ang marriage nila ng mother ko.tatlo kaming magkakapatid. hanggang ngayon po ay di pa nakaka claim ang mother ko ng death at burial benefits dahil sa canada nga namatay wala kami copy ng death certificate at ng O.R. ng mga expenses na isa sa requirements para ma claim yung 20k na burial.tulungan niyo po kami.thanks..
hi :D can i still claim benefits sick even without confinement. im just having my medication.
thanks so much
hello
ask ko lang po nka 42 contribution nko pero paputol putol nu po effect nito? 312 po an gbinabayaran ko puede po ba magbayad ng higher?500?vluntary memership po ako and iam now 40 years old the more na mataas po ba ang premium mataas din makukuha ko na pension? thnsk
My father is a pensioner and died last year 2010. We received the funeral and death benefit of 20,000. My mother who is still alive would like to request from SSS to transfer the pension of my demised father to her. Can you help for the procedure.
Thanks and God bless
Just want to ask if i am entitled to a maternity benefits? I am an active member for more than ten years and then i lost my job, after a year i was hired May 2009 and i was active again in paying my SSS contribution, I gave birth October of 2009, Am i entitled for maternity benefit. Up to now i am still at my work.
Hi! I'll be a pensioner next year but SSS office informed me recently i still have to settle a salary loan balance, which obviously was not deducted by my former employer from my retirement pay. My problem is that the principal loan balance as of the date of my retirement (Sept. 1998) was only P8,000.00 but as of August this year 2011, said amount ballooned to P33,000.00 because of the accumulated interest of P8,000.00 plus penalty of P17,000.00. Could I avail of
your condonation/amnesty program? Please help me. Thank you.
Good Day, I am a non-regular employee, but we do not have any mandatory benefits like SSS, Phil Heath or Pag-ibig. Is it legal? Its not a big company but they're a supplier in all leading supermarkets like SM. We are a most probably around 50 employees. Also if I'am entitled to received a 13th Month pay after my contracts end?
i have a small sarisari and i started to pay 520 monthly.i just started this year.so when is the earliest possible time to get my money back.i am 31 years old this year.my sister is 55 years old now and she want to apply for sss,is she qualififed knowing that she has only 5 years remaining.if just in case she will apply how much wud she get,pls email me on jbanggalat@yahoo.com.ty
is there a law defining who can be designated as beneficiaries and their entitlement to the benefits?
hi!
i am 47 yrs old can i still apply or get a new sss.
Hi, just want to check about the monthly pension of my mother. Her monthly contribution is 1040(ofw). If let say she finished her 120 months of 1040 that is total 124800.00... How much roughly will she recieve as monthly pension.??? Please help.
On my computation base on your formula above she will only get 4000.00..
My granmother is recieving less 2000 a month from my late grandfather pension who only contibuted total 3600 peson for more than 20 years. (1964-1984)
Please help
greetings!i resigned Feb 2011, i started as voluntary paying member last month, July 2011. i just want to ask if ever i work again what would be my status in sss? would that still be voluntary paying member or covered employee? as of now i'am paying 572 a month as a voluntary member can i contribute or pay higher than that? thank you so much! will be waiting for your reply.. god bless.
Is there any benefit for sss member if parents died ? what are theres benefits ? What are the requirement and procedure ?
My father died last week i need t know all my benefits is there is any?
i turned 60, can you pls help me estimate how much i will receive in my retirement MP? i have 167 months credit contributions, my contribution and salary credit was maximum in 2003 which was my last contribution. can you pls help? just an estimate, thank you...
hi! my father is 53 years old.. he has never contributed to SSS.. can we pay like a lump sum amount? please advise
Ask ko lang po kung may benefits po akong makukuha sa SSS if I'll go for ovary operation. Dahil may mayoma po ako and need operation.
3yars na po deaceased ang mother ko.. pde pa po ba namin makuha ung lumsum ng death claim nya?.. and pde bang ako na legitimate child ang magasikaso kasi disable na ang primary benificiay
almost 5 years nako wala sa philippines at stop mag work kasi sa abroad na nakatira pero nakaroon ako ng contribution for 6 years na nagtrabaho ako sa Philippines.
1. Hi ask ko lang kung pwede ba ko mag claim ng maternity benefits kahit sa abroad ako nanganak?
2. Pwede rin ba mag claim ako ng disability benefits kahit sa abroad ako nabangga ng truck nabalian ako ng buto sa paa pero hindi inopera 6 months ako hindi nkalakad.
3. Inopera ko sa goiter sa abroad papasa din ba yon sa disability benefits?
4. May naiwan akong salary loan nung nagtatrabaho pa ko pano mangyari sa loan ko? tatakbo ba interest non?
I am an sss vo;luntary member at nag huhulog po ako ng maximum contribution na 1568 per month for the last 2 years. I am now 57 years old. Nag start po ako ng payment ng 1568 2 years ago but completed the 12 years contribution when i am still working in a private company. magkano po kaya ang estimate na matanggap kong sss pension benefit upon reaching the age of 60. Thanks po.
I an a sss voluntry member, at naghuhulog ako ng maximum contributin na 1560 pesos per month for the last 5 years, I am now 60 and start the 1560 when i am 55 yrs, old. Magkano po kaya ang estimate na mare received kong sss pension benefit. Thank you.
maam sir please give us more examples i mean computations on how to get sss benefits.report ko po kasi di ko masyado maintindihan
maam/sir nagresigned na ko 3years ago sa work ko kaya dna ko nakapagbayad sa sss contribution ko this past years at may naiwan din akong loan sa sss na hindi ko na rin nabayaran, buntis po ako ngayon ng 3months pagtinuloy ko po ba ang pagbabayad ngayon as self employed at binayaran ko rin ang loan ko makakakuha pa rin po ba ako ng maternity benifet ko pagnanganak po ko sa january
HI GOOD DAY TO EVRYONE
can i verify his account
Can a beneficiary allowed to use the health benefits? The SSS member is his grandfather and the beneficiary is a grandchildren and hospitalized. Does she allowed to use the SSS health benefits of his Lolo?
Please help thanks
good noon. hello po, the table shows range of compensation of P14+T with an MSC of P15T and employee contribution of P500.00. If a member has worked for 33 years and earns from 20T to 28T for the 60 month period preceding the retirement, ang computation ba nang monthly salary credits ay 15T lang ba po or doon sa recent salary nang member bago siya nagretire from employment. Isa pa po, maka claim ba ng philhealth benefit ang SSS member na nagretire at 55 at hindi nakacontinue sa pagbayad sa philhealth contribution after the retirement at na confine sa hospital due to an accident? Malaking tulong po ang inyong column. hintayin ko po ang inyong sagot. God Bless you.
how much is the minimum monthly OFW contribution?
Good morning.Self-employed po ako.Ano po ba ang mga requirements para sa pag.apply ng retirement sa SSS.thanx
hi po,ask ko lang po,about sa antie ko,she get married sa isang biyudo,legal silang kasal,her husband died last dec.ask ko lang po na me right po ba sya sa pension ng namatay nyang asawa?me anak po yun asawa nya na 2 age 30 and 34.can u help my auntie?if ano pwede nyang gawin?thank u po.and GOD BLESS!!!
hello twenty five! my auntie (who is single) aged 75 died last may 20, 2011. she is a voluntary member of sss with total contribution of 24 months. her date of coverage is jan., 1992 (she's 57 y/o that time) but her 1st contribution was made only on january, 1997 (when she was 61 years old). when we apply for the funeral claim, it was denied. sss personnel told us that when a person starts to contribute @ age 60 or above she can't claim any funeral or death benefit. we are so disappointed with that because we are not aware with that particular rulings. i have read all the guidelines in the website of sss and i have never encountered such provisions. do you have any idea about it? can you please help us. thank you very much! god bless you!
is it true if employer maternity pay is lower than sss maternity pay, you cannot get anything from the employer?
ask lang poh,,,,kasi po hindi pa ako naka start mag hulog sa sss koh,,,hindi ko po kasi alam kong panu ba yung proseso...at kong mag kanu po yung pinakamababang amount na pwede sa pag hulog?/at kong sa mag kanung amount na pwede makapag loan????
may paymet din po ba aside sa ihuhulog moh?
at yung father ko po,may sss po siya ang kaso matagal niya na pong hindi nahuhulugan,,,eehh hindi nia po alam kong mag kano na yung amount na nasa account niya...pwede pa po bang mahulugan ulit yung sss ng father ko?if incase po bah na pwede pa...may babayaran po ba siya sa hindi nia pag hulog sa loob po g matagal na panahon poh/?thanks pohh,,,, sana po masagot po yung katanungan koh.....
ask lang poh,,,,kasi po hindi pa ako naka start mag hulog sa sss koh,,,hindi ko po kasi alam kong panu ba yung proseso...at kong mag kanu po yung pinakamababang amount na pwede sa pag hulog?/at kong sa mag kanung amount na pwede makapag loan????
may paymet din po ba aside sa ihuhulog moh?
at yung father ko po,may sss po siya ang kaso matagal niya na pong hindi nahuhulugan,,,eehh hindi nia po alam kong mag kano na yung amount na nasa account niya...pwede pa po bang mahulugan ulit yung sss ng father ko?if incase po bah na pwede pa...may babayaran po ba siya sa hindi nia pag hulog sa loob po g matagal na panahon poh/?thanks pohh,,,, sana po masagot po yung katanungan koh.....
hi..just wanna ask about something that confuses us..my father is an SSS pensioner..At present, he was 65 yrs old.. we all know that if a pensioner turned 60 and if any of his kids wer 18 below,was automatically a beneficiary..i turned 17 wen my dad turned 60..im still single but i have my kids ryt now.wat we wanna know is that, meron p rib b akong dpat na nkuha financially being my father's beneficiary?my parents went at the SSS office here in san pablo but they refuses..and we wanna know kng bkit ndi aku nkatanggap unlike my other friends na kgaya ku (beneficiary) eh nkakatanggap din monthly until dey reached the age of 18..im hoping for ur kind response..thank you..
hi, i need to know will i be able to get any benefit from SSS if i am an ofw going for a maternity leave. i had paid the total contribution for the whole year this year but had remiss payments for like 4years but had like more than 4 years contribution in the past.
I have still existing loan which i did not pay and i'm sure i am already in bad standing because my loan was due since 2009 when i was self- employed.Right now i am employed but i think my employer do not know that i have a loan when i was self-employed Can I still get my maternity benefit even if i have an existing loan?thanks.
my officemate died last April, 2010 at age 59. Nakatanggap na po ang pamilya (alleged) ng burial benefit na P20k. Patuloy pa ba kaya tatanggap ang nagpapanggap na asawa at anak
ng pension ng aking deceased officemate?
Sir, ask ko lang, my father is a member and he passed away and burried May 24, ive already filed the Funeral benefits and i was advised to just wait for the check to be ready. Regarding to our Death Claim, my father told me before na ang required total contirbutions is 120 months to be able to qualify for a pension he was 56 when he died. Matagal na hiwalay parents ko and my mom is nowhere to be found. As the eldest sa magkapatid, i just want to have an idea kung magkano makukuha namin sa lumpsum, ang contributions ni Papa ay 342 months wala cya utang na loan bayad lahat. i think 2 times lang ata siya nag loan but it was paid off immediately.
hi ask ko lang po about maternity benefit, may makukuha pa kaya ako kahit nagresign na ako sa work last december. i gave birth last april and since january hindi na ako nakapagcontribute. naifile ng employer ko ung mat 1 ko last year.
it was written initial DDR pension and lumpsum check and voucher what does it means??may possibility pa po ba na daratnan pa ng money ung father q??tnx
gud day po,ask q lang po f dadatnan pa ng pera ung father q,kc po ung last feb po dinatnan xia ng check from sss worth 21thousand lang po,for his retirement,retired bus driver po xia sa isang private company..un lang po ba ung magiging retirement nya???tnx po
hi!
i'm helping my father out with applying for his pension. he is in the US, he asked me to apply in his behalf. he has paid the 120 months and he is 61. how can i do it? thanks!
Hi! Had my myomectomy and oophorocystectomy operation last march 3 2011. I was unable to work for more than a month and as per advised by my doctor to take a month rest at home. I was not qualify to file sickness benefit due to lack of contributions? I was ignorant to SSS benefits untilI was operated then. Ang pwede lang daw i-file is ung partial disability but I still not filing it. hanggang kailan po ba pwede mag-file nito? Please advise. Baka di na naman ako maka-avail sayang naman ang benefits ko. Isa pa, di nabayaran ang aking contribution starting jan 2010 to present. pero last week binayaran na ang 1st quarter ng 2010. Bale installment ang pagbabayad ng company ko. Mas ok po ba kung ma-update and payment ko bago ako mag-file ng claim? Please help. Thanks and God bless!
Hi po again mam ask k LNG po Kung panu computeyonh lumpsum tsaka my makukuha din po ba ung father ko na lumpsum bills dun sa pension monthly.panu po icomputeyong lumpsumpension if he is paying 2000 per annual po.tnx godbles
Hi Tharyl! :) Yes he's likely to be eligible. I suggest he continue his contributions and let him check his SSS records from the database at the nearest SSS office. So you'll know what's best for him and how much he's gonna contribute again. Just tell the officer, your dad will continue paying as a "voluntary member." They will automatically adjust his status and will tell you to do next. God bless :)
@Thetta - the online schedule of contributions is not so updated sad to say. I suggest you check your records sa SSS. I don't think makakaapekto yung partial disability sa pension. Your retirement pension will be based for your CSY and contributions. Yes, it's always good to know na pareho yung SSS contribution records mo sa employer, sa SSS and sa sarili nating kaalaman. God bless :)
Hi! Ask ko lang kung yun partial disbility benefit ko na naavail last 1998 ay makakaeffecto ba sa retirement pension ko.Nakakuha ako on line ng schedule ng contribution ko go the last 15 yrs only ,nakita ko doon na 327 lang ang total conribution ko for 30 yrs of service, kailangan pa bang i ask ko sa dating employer ang difference o di naman ito magkakaroon ng problema pag dating sa computation ng retirement pension ko. Thanks sa reply!
Hi twenty five just want to know Kung eligible b ung dad Jo para sa lumpsum at monthly pension he completed 14years of paying but he stopped last 2005 he is turning 60 next year. Then he is an ofw before but now he don't have work already, he is planning to continue the contribution again that's why he wanted to know if he can still eligible of the lumpsum and monthly pension even if he stopped 5 years ago,anu po kaya peed ilagay kappa ngbayad voluntary member nlng po b? Tnx
Pension Release is a flexible alternative to purchasing an annuity. If you are 55 years of age or over and have a suitable amount in your pension fund then you can release a tax–free cash lump sum of up to 25% of that pension without having to retire or take an income.
Hi Father_Son! :) What kind of loan he wants to avail? Diff loans require diff documents. SSS is so strict when it comes to loan but he can try to give you authority to act on his behalf. I suggest you go to the nearest SSS and see his records to know and assess what loan could work for him. There are salary loan, business loan, housing loan and other types of financing. God bless!
Hi Josie! :) The pension death amount? You mean the pension the beneficiaries will receive when a member dies? The computation is discussed on the article above on the retirement benefits. When a member died, his beneficiaries may receive pension or lump sum amount. The monthly pension is granted only to the primary beneficiaries of a deceased member who had paid 36 monthly contributions before the semester of death. The lump sum is the amount granted to the primary beneficiaries of a deceased member who had paid less than 36 monthly contributions before the semester of death. The secondary beneficiaries may be entitled to the lump sum benefit. God bless! :)
Hi Samuel! :) Yes he can claim his benefits from the SSS and is not required to submit a certificate of separation anymore for he's now 65. He may receive retirement pension if he has completed 10 years or more contributions. If not, he's still entitled for lump sum amount. About your question as to whether the company is required to pay for separation benefits, it depends on the company's compensation and benefits program. If you were talking about SSS EC (employer's compensation) I suggest you read this link to understand it better. http://www.sss.gov.ph/sss/index2.jsp?secid=338&cat
Hello CZ! SSS pays monthly pension thru the member’s designated bank. He is allowed to choose the bank nearest his residence thru which he wishes to receive his pension benefits under the “Mag-impok sa Bangko” program. This became mandatory effective September 1,1993. The member must open a single savings account and must submit to the SSS his savings account number and a photocopy of his passbook upon filing of his application. The original copy of the passbook must be presented for authentication purposes.Upon approval of the claim, the SSS will mail a notice voucher to the claimant informing when to withdraw the benefit from the bank. I recommend opening a savings account to trusted banks like LBP, BPI, Metrobank, BDO, and PNB since they are everywhere. Always assist your parents. God bless :)
Hi Alexander! Sad to say yes. You know our government...Delay seems to be a common issue. :c
How do you compute the daily salary credit that is needed to know the total maternity benefit we can avail?
Where can we OFWs avail maternity benefits?
I have contributed at least 64 contributions but was not able to continue for 5 years and am planning to continue again. Will the 64 contributions I made be credited for the 120 contributions required to avail for pension?
how to know how much pension death amount shall be given to an employee member?
hi twenty five,
Maam,my father is asking me if i can apply for a loan sa SSS. He's in the US right now and as per our conversation he is already complete with regards to the payment of his contributions. Would this be possible, if i could apply onhis behalf. If so, would you be so kind to give me the requirements?
When a retiree reaches the age of 65 and he has not claimed for his SSS retirement benefit. Can he claim his retirement benefits from SSS and also from his company. I understand that a 65 year old retiree is no longer required to be separated from his employer when he files for his SSS retirement claim. Therefore, the certification of separation from his employer is no longer necessary. The retiree will be more than 5 years working in his current employer when he reached his 65 years old. Question: Is the company required by law to pay for his retirement benefit as well If he retires. The law I understand provide the retiree half month salary for every year of service separation benefits if he has been in service with his company for 5 years or more.
I filed my retirement last May 13,2010,my birthdate at age 60.Up to now,i have yet to receive my 1st pension check.Cause of delay=manual verification at main office.Antipolo branch finally approved my application last Feb 15,2011.It's almost 3 months of waiting now from Feb 15, and will be 1yr come May 13, 2011.Ganyan ba talaga katagal maghintay ng pension ?
hi! could u pls post the accredited list of banks where retirees can open an account with to receive their pension? im helping out my retired parents file theirs and have been trying to find the list online.
thank u!
There are tons of Financial sites. It depnds on your trading style
Hello down under! :) Since you are already 64, you can no longer complete the 120 months minimum requirement coz you'll be 65 next year. But you can receive lump sum amount for your retirement. The requirements are: Retirement claim application, Certificate of Separation from last employer, Certified true copies of birth or baptismal certificate of dependent children, Certified true copy of Marriage certificate (if with dependent children), Proofs of filiation for illegitimate dependent children; and SSS digitized or E-6 (acknowledgement stub) with two valid IDs, one of which with recent photo.
You can download the retirement claim application form here: http://www.sss.gov.ph/sss/uploaded_images/forms/ed
Hello Ayra! SSS has a policy for that answering the question, "What happens when the retirement pensioner resumes employment?" The monthly pension shall be suspended upon the re-employment or resumption of self-employed of a retired member who is less than 65 years old. The member shall again be subjected to compulsory coverage. At 65 year old whether employed or not, he can already claim for retirement benefit.
If the employee is not yet receiving his pension, then ask him if he applied for retirement. If he did, withdraw the application. If not, then it's fine. He'll still be deducted monthly and remit SSS contributions. He can do that as long as he's NOT yet 65.
Hope you're enlightened. :) God bless.
Hello sisTah! The house will be registered to your mother after it was completely paid. She has the obligation to continue paying the loan too, as the legal spouse and main beneficiary. Unless you guys want the unpaid amount multiply to more interests and be turned over to the bank. Thanks for dropping by :)
Hello Janz. Thanks for your patience. :) Well she can apply for Salary Loan. Since your mom is SE, make sure she has 6 posted monthly contributions for the last 12 months before the month of filing a loan. Let's say, if mag-loloan siya this May, dapat complete yung contributions nya the past year and naka-post sa SSS system.
Members can opt for one month salary loan and two months salary loan. The two are payable within two (2) years in 24 equal monthly installments. The loan must not exceed to 24000.
Requirements must be: submit an accomplished SSS Form ISL-101 and present the digitized ID card or E-6 acknowledgement stub with any two (2) of the following valid IDs,one of which with recent photo and date of birth.
• Unexpired Driver’s License
• Professional Regulation Commission (PRC) ID Card
• Passport
• Postal ID
• School or Company ID
• Tax Identification Number Card (TIN)
God bless you and your mom. :)
Hi Lorna :) Yes, you still are required to continue remitting your contributions so that your pension will add its value. The more years you have paid, the more monthly pension you will receive. God bless you too.
It's a pleasure Neyami. Thanks a lot. God bless. :)
Hi pls advise what forms I need for retirement applic am 64 yrs old only contributed 8 yrs ( which is less than 120 months)back in 1968-1975 & now living abroad. Am willing to put extra contribution to reach full/or over 10yrs contribution quota. Need your advise... salamat!!!
hi. pls give me the sss policy on hiring employees who are above 60 yrs old...what happens if an employer hires said employee and the latter is already receiving his pension? what if this employee is not yet receiving his pension? kindly help me out on this...what are clear cut sss policies on this? thank u.
my father died last march 2011 at the age of 60 going 61 this may. he had illegitimate children all under 21 yrs of age..we, the legitimate children already of age. my mother is still alive and was informed she will not anymore receive the lump sum because my father was granted the early pension :( my mother will only be receiving the monthly pension right away and also the 3 bastards.
QUESTION: the house we are occupying right now is named under my father and not yet fully paid from the SSS...will this house be granted to my mother legally and considered fully paid because the borrower of the houseloan is already dead?
Hi twentyfive! thanks a lot for your reply... now i know.. :) God bless u2 esp this Holy week!
guDday..SE means, Self Employed..tnx a lot!
I paid 127 total monthly contributions already and I am 40 years old as of now..do I need to continue paying my monthly contributions? what's the difference if i will continue? thanks and God bless..
Hello! SE means what exactly?
Good Day!
My mother was paying for SE since the day that she's unemployed & Info told her that she already completed the 120 mths..That's y she decided to apply for a loan since she's only in a mid 50's..Madam, if SE it should be a Membership Loan (or what kind of loan she would apply for?)and what are the req..Thanks so mUch for the time!!Thank's a lot for this hub..
GODBless. . .
Good afternoon! It depends on what loan you're trying to avail. Example, if you're availing for salary loan, let's say one-month salary loan, you're required to have 36 posted monthly contributions prior to the month of filing the loan application. There are many requirements and conditions to be met kasi before you are granted a loan. It's best if you ask the specific loan you want to avail and SSS will find the perfect loan option for you. God bless :) I'm gonna publish something about salary loans soon so maybe stay tuned. Hope it would be helpful. God bless!
gudnoon. .
tanong q lng po ung tunkol s sss contribution ng mother q..ng inq sis q f pwde n mgloan mother nmin,sbi ng info pwede n dw kc kumpleto n dw po ung hulog & sumobra p nga dw..i complete lng dw mga req..un n nga po gnawa ng mother q,pumnta xia ng sss then ng apply sabi ng info ulit kulang p dw payment nia..bnayaran nia,after 4 mths ng apply xia for loan..d nmn dw pwede mgloan kc dapt 6 consecutives mths dw ang hulog.naluka kami s info..tnx a lot! GODbless. .
hello
Yes the mentioned requirements are necessary because your late father's pension is not only linked through SSS but also with a bank. Banks are so strict we all know that. This means SSS must also comply with them. You may also be entitled to receive funeral grant of 20,000. Just submit your dad's death certificate and funeral expense receipts and valid IDs of the claimant.
Hi, my father is SSS pensioner, He just save his pension to his account, he died last year.
My mother went to the branch to declare that my father died and asked the managaer for the requirements how to get the remaining balance that was credited during the time that he's still alive. She was asked to provide all the following documents all original, which was not given one time. everytime she visit the branch to follow-up they would ask for additional requirements.
1. publication of his death
2. extra judiciary (children)
3. Birth certificate of children and marriage contract
4. death certificate
5. BIR
6. ID of pensioner and wife
7. baranggay clearance
8. heirs bond and surity bond
9. registry of deed
10.certification of No property holding
Her last visit, the branch manager asked her to provide extra judiciary for my brothers wife and kids, altough my brother is already dead, and his wife has a new family now. Is this really necessary? I hope to hear from you soon. Thank you.
It's a pleasure Bambi :) You can always ask anything. This page is open for everyone :) Glad it has helped you.
Hi Neyami! If a member is already receiving his retirement pension, he may still receive his monthly pension even if he became disabled. Retirement pensions are paid as long as a member lives. Disability benefits are only for those who didn't retire. All members, retired or not, are entitled for the funeral and burial benefits. God bless! :)
thanks a lot for this hub information!
i just have this nagging question in my mind... if a member has already retired and is now receiving monthly pension, can this member still be entitled to disability benefit? death and funeral benefit?
thanks much!
I am sorry for the error :(
Pero thanks a lot, marami po akong natutunan dito. It's really a big help. :)
The total creditable year of service are the periods where a member continuously contributed his premiums without lapses. So it's important to update your contributions to make sure you don't have unpaid premiums. Keep your receipts or pay slips intact for future reference. Yung ibang employers kasi, binabawasan yung sahod ng employees, di naman pala nag-reremit sa SSS. Or they unintentionally forgot to remit. Since you're voluntary, your CYS are counted as long as continuous yung hulog mo. Again, be updated and keep your receipts. BTW, I'm a Ma'am. :)
Follow-up question, sir. What is the "total creditable years of service?" Kung ilan taon kang naghulog? How is this computed, lalo na voluntary kasi ang membership status ko. Thank you sir for clearing things up.
If he died, his primary beneficiaries(wife,son/daughter or whoever the SSS member listed as beneficiary in the SSS records) can receive funeral benefits. Just submit his NSO death certificate and funeral expenses to avail for the P20,000 funeral benefit to the nearest SSS there in your place. The deceased SSS member's beneficiaries may also receive monthly pension or lump sum money if qualified. You better have his records check if you're qualified. Sayang naman! God bless :)
florencio tamayo my father in law who is now decease is illiterate but a member of SSS please help in me acquiring his benefits.thank you
The average monthly salary credit is based from your total creditable year of service. They compute it based from your total contributions not only from the recent. In the case of Sickness benefit, they use the six highest monthly salary credits within the 12-month period prior to the semester of sickness. The computation of Retirement benefit is different from that of the Sickness benefit. It's not a valid suggestion. If it was, ganon na ginawa ng lahat.
How is the average monthly salary credit computed? Based ba sa lahat ng contributions o sa huling taon lang na nag-co-contribute ka? Kasi I've been hearing suggestions as a voluntary member na babaan lang ang contribution payment sa umpisa and then itodo sa last year yung maximum na 1,5++ contributions para mataas ang pension. Is this a valid suggestion?
Thanks for this great article.
posted :)
I can't see the sample computation of monthly pension, can you post it again? Thank you.
The monthly pension of a partially disabled member is paid up to a certain number of months only according to the degree of disability. He can opt for a lump sum if the duration of pension is payable for less than 12 months.
In permanent partial disability benefit, can a pensioner opt for a lumpsum amount for the first 18 months even if he has paid more than 36 monthly contributions?
LOL Have a great day my curly friend :)
Okey dokey ex- Govt worker Fehl! LOL! Have a nice weekend! XO
@Nancy- because SSS is a social insurance entity, a member can't just withdraw his or her total contributions anytime he/she wishes to. Unlike in the PAGIBIG Fund, anyone can avail for early retirement after 20 years of contributions. I suggest you continue to pay your contributions coz sayang naman especially if your premiums are higher. If you have completed the 120 months of contributions, you're qualified for retirement pension already. Think about it.
@Cheeky-You sound so hyper today moi friend! lol I did worked in the government before..And glad to help anyway I can :) Yo Dance Caramba! LOL
Ay Caramba! Fehl - this is a fantastic Hub! You should be an arm of official Philippine GOVT, since you put so much detail into this hub. Yo have lots of information and I genuinely learned some new things. Filipinos will be delighted to learn things when they read this!
The benefits are very good there compared to some countries! I am impressed! I am gonna dance on your tabs! LOL! Cool!
Can I get my contribution almost 8 years .If I'm not to continue to pay my monthly remittance.
Pleasure ImChemist :)
Yup I heard they call it SSI in your country Prof :) Happy to see you :)
LOL I'm glad, too Nan :)
Thank you Fay. A lot of Filipinos aren't that aware of this so I made this hub. God bless :)
Your hub is an excellent source of information. Thanks
I am glad that you have benefits in the Phillipines too!
We call it SSI(social security insurance)in the U.S. though your system seems a lot more comprehensive and insurance-like than ours twentyfive.;)
Thanks for your great hub.
gilian 2 days ago
gud eve po....ask ko lang po sana kung ano ang kailangan kung ipasa pra s matirnity benefits,,,6months na aqng preg.at employd pa....